Gold trading firm Menzgold has urged its customers to keep calm despite the directive from the Securities and Exchange Commission (SEC) to stop their trading activities with the public.
The company however says it is disappointed in the regulator for leaking its directive to them in spite of their cooperation and submission to investigations into their business.
According to the SEC, Menzgold has been dealing in the purchase and deposit of gold collectibles from the public and issuing contracts with guaranteed returns with clients, without a valid license from the Commission. The business, according to SEC is in contravention of “section 109 of Act 929 with consequences under section 2016 (I) of the same Act.”
The company has however been cleared to continue its “other businesses of assaying, purchasing gold from small-scale miners and export of gold.”
Responding to the directive, Menzgold said: “The Management of Menzgold Ghana finds it very unfortunate that a letter relating to business discussions between the organization and the Securities and Exchange Commission has found its way to the public.
“Menzgold in the wake of the Bank of Ghana warning to the public to desist from doing business with the organization availed itself to all relevant State Institutions for various consultations and dialogues designed to arrived at a productive and sustainable resolution. One of such organizations is the Securities and Exchange Commission with whom we are hopeful of arriving at a cordial resolution to all matters if any, then we submit to its standards,”.
Menzgold however expressed concerns over:”This needless leaks believed to be coming from the Securities and Exchange Commission or the Bank of Ghana, is in a very bad faith and distasteful; as it defeats our confidence in the bodies and an upfront to cooperation of which we totally condemn.
“We find its rather very interesting that, the same note from the SEC that seems to forbid new transactions on grounds on illegality, is directing the promotion of existing ones by the same letter. A clear contradiction, ill-principled and a shot in the foot.
“As a law abiding organization, we have referred the matter to our lawyers and rest assured, the right action shall be taken.
We hereby assure all our cherished customers that neither Menzgold as a business entity nor any of its products has been shut down. We urge for calm as we deal with this matter to its logical conclusion.
Your gold trades are very safe and business is proceeding as usual”.
Source: Starrfmonline
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L’UFCM a constaté depuis quelques mois l’accroissement des tromperies à la « roqya ». Les témoignages de personnes victimes de ces pratiques se multiplient et présentent les mêmes caractéristiques : « Une personne vous appelle et vous propose une séance de « roqya » gratuite. Cette personne vous propose de rappeler un numéro prétendu gratuit, souvent un numéro commençant par 0 800… » Mais, dans les faits, cette prestation est loin d’être gratuite, puisque la conversation est facturée à vos frais et à votre insu. Au-delà de l’aspect juridique qui est traité à ce jour par le pôle juridique de l’UFCM[1], ce procédé soulève la problématique de sa conformité au Coran et à la Sunna. En effet, la « roqya » peut se définir comme une thérapie qui permet de soigner les actes de sorcellerie, de mauvais œil et également de se protéger contre ces derniers. Par conséquent, est-il possible de la pratiquer par téléphone et quelles sont les exigences édictées par le Coran et la Sunna ? Nous présenterons ainsi successivement les conditions liées au soignant (I), les exigences relatives à l’environnement où est réalisée la « roqya » (II). Nous aborderons ensuite la question de la gratuité de la prestation ou de sa contrepartie financière et enfin les conditions dans laquelle elle est réalisée (III). I- Les conditions liées au soignant Souvent la « roqya » est perçue comme une pratique dispensée par un tiers. Or, il est essentiel de rappeler et de souligner un fait important : la meilleure des « roqya » est celle que nous dispensons nous-mêmes à travers le « dhikr » et la récitation du Coran. Ainsi, pour se prémunir des maux liés au mauvais œil ou à la sorcellerie, il convient régulièrement de lire le Coran et faire des invocations notamment celles du matin et du coucher, de réciter régulièrement la sourate « La vache », de renouveler son intention, de placer la certitude dans son cœur, d’effectuer ses prières etc., et surtout de demander à Allah la meilleure des protections. Toutefois, dans certaines conditions, il est nécessaire de recourir à un soignant. C’est à ce stade qu’il convient d’être vigilant. Il ne suffit pas de se rendre auprès d’une personne qui se présente avec la qualité de cheikh ou d’imam pour accepter de lui confier cette pratique. Comme pour tout procédé et encore plus lorsque cela relève de considérations religieuses, il est important de bien choisir son soignant car ce dernier est tenu de posséder des qualités bien affirmées. La maîtrise du Coran et des traditions prophétiques en la matière est une condition sine qua none, mais insuffisante. La personne doit également avoir des notions de psychologie afin de déterminer la part de sorcellerie et celle de troubles psychologiques fréquents chez les patients. La personne doit posséder une bonne hygiène de vie, notamment spirituelle puisqu’il n’est pas inutile de rappeler que le succès de la « roqya » dépend de Dieu. Ces critères sont difficilement évaluables, surtout par une personne qui est affectée par un mal-être, quelle que soit sa source. C’est pourquoi les proches doivent accompagner la personne dans la recherche d’un soignant qualifié et reconnu comme tel par des référents religieux de la localité (imam, responsables associatifs, etc.). De manière générale, le soignant doit posséder des qualités déterminées que nous pouvons synthétiser de la manière suivante. Il doit : être en capacité de lire le Coran, croire avec certitude au Coran, être empreint de piété, connaître les pièges et les caractéristiques du diable et des djinns, connaître la méthode prophétique de la « roqya », disposer de connaissances de base en psychologie, avoir la conviction que le succès de sa thérapie dépend de Dieu. A l’exception de la première exigence, il semble difficile de vérifier les autres conditions dans le cadre d’un entretien téléphonique avec une personne que nous n’avons jamais rencontrée, même si elle se présente sous le titre de « cheikh » ou d’un imam. Par conséquent, ces conditions soulignent une première limite quant au recours à la « roqya » par téléphone. Par ailleurs, à l’instar de tout médecin, le soignant doit, avant de prodiguer des conseils ou une médication, procéder à une consultation. Ainsi, un environnement adéquat est indispensable pour la réalisation d’une « roqya ». Il est enfin inconcevable qu’un médecin puisse vous affirmer par téléphone connaître votre maladie et attester pouvoir vous guérir. Vous auriez plus que des doutes sur ce prétendu médecin. II- Un environnement propice et la réalisation d’une consultation préalable à la réalisation d’une « roqya » Il est intéressant de noter que, dans son ouvrage « Comment se protéger des djinns & satan », Wahîd ‘Abdussalâm Bâli évoque l’importance du climat pour réaliser une roqya[2]. Ainsi, il expose les points suivants : « 1. Préparer le climat adéquat en faisant par exemple sortir les images et les statues de la pièce où on va soigner le malade, pour permettre aux anges d’y entrer. 2. Débarrasser le sujet de tout ce qu’il peut porter sur lui comme talismans ou amulettes et les brûler. 3. Éteindre tout ce qui peut émettre le son de la musique et des chants. 4. Vider le lieu de tout ce qui comporte une infraction à la shari‘a à savoir, par exemple, la présence d’un homme qui porte de l’or ou une femme qui ne porte pas le voile légal – al-hijab. 5. Donner au malade et à sa famille une leçon de dogme de façon à ce que leurs cœurs ne soient pas attachés à un autre qu’Allah. 6. Leur faire savoir que la façon de soigner est différente de celle des sorciers et des charlatans et que le Coran recèle guérison et miséricorde, comme l’a informé Allah le Puissant et le Majestueux. 7. Diagnostiquer son cas : pour cela poser des questions au malade pour s’assurer de la présence de tous les symptômes (…) ». Or, dans les témoignages communiqués, l’interlocuteur qui se présente comme soignant ne pose aucune question aux personnes. Il débute ainsi la « roqya » directement par une récitation du Coran. En outre, il est intéressant de souligner que dans l’un des témoignages communiqués à l’UFCM, l’interlocuteur demandait à la personne de remplir successivement des verres de lait, d’huile, d’eau etc. et de les poser par la suite sur la table de la salle à manger. Au point que la personne s’est retrouvée avec une multitude de verres posés sur la table. Le comble est que la personne ignorait ce qu’elle devait en faire lorsqu’elle a pris conscience de la tromperie. Nous constatons par conséquent qu’une « roqya » ne peut être réalisée dans un environnement quelconque. En effet, une procédure de diagnostic est essentielle. Nous pouvons à titre d’exemple faire le parallèle avec un rendez-vous chez le médecin ; ce dernier ne peut vous prescrire une ordonnance sans au préalable vous avoir ausculté et interrogé sur les différents symptômes que vous ressentez physiquement. A défaut, au lieu de guérir vous allez aggraver vos maux. Cette attitude vigilante du médecin traitant doit se retrouver lorsque nous envisageons le recours à une « roqya ». Pour illustrer ce propos, nous citerons l’exemple de l’anthropologue, spécialiste de l’islam européen, Farid El Asri, chercheur associé au Centre Jacques Berque, qui nous rapporte une situation alarmante suite à une « roqya » : « Une jeune femme en Belgique (…) est morte suite à une tentative d’exorcisme. Pendant les séances, les fkihs (imams) utilisent normalement de l’eau « coranisée ». Pour cette jeune femme, prétendument stérile, les exorcistes ont carrément plongé son visage dans l’eau et quand elle tentait d’en sortir pour respirer, les guérisseurs estimaient qu’il s’agissait du jinn qui l’habitait et ils replongeaient son visage dans l’eau. Pendant le procès, la famille de la défunte s’est présentée comme musulmane et a accusé ces pratiques d’être extérieures à l’islam quand les guérisseurs estimaient qu’ils avaient simplement fait ce qu’ils pouvaient. Le fait de recourir trop systématiquement au fkih risque également de faire passer une crise d’épilepsie, par exemple, pour une crise de possession. »[3] Nous allons aborder enfin la dernière problématique, celle relative aux honoraires du soignant. III- Les honoraires du soignant Le Prophète, bénédictions et salut sur lui, « a agréé les Compagnons qui ont été payés pour la roqya ». Il est dès lors autorisé de rémunérer un soignant en contrepartie d’une prestation. Toutefois, cette rémunération doit être raisonnable et surtout clairement définie avant le traitement. En outre, nous ne pouvons que souligner et rappeler que, si la roqya est réalisée dans un cadre sérieux, il convient de procéder à toutes les déclarations administratives. Comme pour tout contrat, vous devez exiger un document écrit et le praticien doit préciser quels sont ses engagements exacts afin d’éviter tout litige postérieur. Malheureusement, tous les témoignages transmis à l’UFCM soulignent que l’interlocuteur insiste à plusieurs reprises sur la gratuité de la prestation. Or, dans les faits, cette dernière est payante puisque le coût de la communication est surtaxé. Ainsi, l’une des victimes qui nous a contacté, s’est retrouvée avec une facture téléphonique (hors forfait) de 1800 euros. Par conséquent, nous constatons que ces « roqyas » gratuites sont fondées sur la technique dite du « call-back » qui consiste à amener une personne à rappeler un numéro surtaxé, information qui lui est bien évidemment dissimulée. Une « roqya » peut être payante à condition de respecter un cadre prédéterminé, fondé sur l’information et la transparence des honoraires. En conclusion A la lumière des développements susvisés, l’UFCM appelle d’une part à une régulation du métier de la pratique de la « roqya », d’autre part, à la vigilance de chacun à ne pas céder à la tentation d’une « roqya » qui ne serait pas réalisée dans les conditions requises et qui pourrait produire des effets inverses. Au-delà du cadre spirituel ou juridique, les divers témoignages reçus et étudiés par l’UFCM ne peuvent pas nous laisser indifférents à la question suivante : pourquoi des personnes sont-elles amenées à accepter aussi facilement une « roqya » par téléphone ? Est-ce la gratuité qui a déterminé leur choix ? Certes le mal-être produit par cette société est de plus en plus grand. Nous vivons une époque où les êtres sont de plus en plus coupés des signes de Dieu et vivent un rythme de vie effréné. Ces affaires sont révélatrices des maux les plus profonds qui touchent la communauté musulmane. Par ailleurs, comme l’ensemble des rites islamiques (hajj, halal, pompes funèbres) censés nous rappeler les limites qui déterminent la voie vers Dieu, nous constatons que leur marchandisation trahit de plus en plus leur vocation première. Suffit-il qu’un interlocuteur se présente à nous comme un « cheikh » ou un imam et qu’il nous propose une « roqya » gratuite pour l’accepter aussitôt Ne devrions-nous pas tous nous interroger sur le fait qu’il y ait des musulmanes et des musulmans aussi isolés et aussi ignorants de leur propre religion pour être trompés aussi facilement ? Sommes-nous devenus si dépendants des Hommes que nous en oublions de nous adresser directement à Dieu pour solutionner nos malaises ? Autant de questions que chacun d’entre nous a la responsabilité de se poser. En effet, aucun de nous ou de nos proches ne sont à l’abri d’une telle tromperie. Il convient enfin de rappeler que la « roqya » est un remède précis et qu’elle ne peut se faire que sous certaines conditions et surtout qu’elle demeure l’exception à la règle, qui est de toujours s’adresser directement à Dieu. Avant de recourir à une « roqya », il convient de faire une introspection sur ses propres pratiques cultuelles et de revenir.
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Koyu Çini – Seccadeli Cami Halısı Modeli
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Tavus Halı, yün cami halıları olarak Türkiye ve Dünya genelinde yaptığımız 40.000’e yakın referanslarımızdan bazıları…
Dört farklı cami halısı modelleri üzerinde üretim yapan Gülseven Halı; Saflı Cami Halısı, Seccadeli Cami Halısı, Göbekli Cami Halısı ve Naturel Cami Halısı olmak üzere cami halılarını birinci sınıf yün ile kendi fabrikasında üretmektedir. Modern bilgisayarlı halı dokuma tesisi ve uzman ekibiyle birlikte camilere özel çeşitli renk, desen ve ebatlarda ürettiği halıları uygun fiyatlarla sunar.
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Cami Halıları estetik rahat ve hijyenik olmalıdır. Renkler dikkat dağıtmamalı, desenler göz yormamalıdır. Bununla beraber desenleri, modelleri, üretildikleri malzemeler ve fiyatları da önemlidir. Binlerce insana hitap edip, onların maneviyatla doldukları anda bu bütünlüğünü bozmayacak özelliklere sahip olması ve amacına uygun şekilde dekore edilmesi gerekmektedir. Desenler ve motifler kültürlere göre farklılıklar gösterse de dini olarak herhangi bir rahatsızlık vermemelidir.Çok fazla insanın uğrak yeri olan camilerin halıları hem hijyenik hem de dayanıklı olmalıdır. Kolay temizlenmesi açısından parça parça olması uygundur. Tüm bunların yanı sıra zemin yapısına uygun yumuşaklıkta ve kalınlıkta olmalıdır. Cami Halısı çeşitlerini görmek ve detaylı bilgi almak için ürünleri yerlerinde görebilirsiniz.
Cami halılarını herhangi bir halı teminatçısından alamazsanız. Halk arasında halıcı ya da mobilyacı olarak bilinen esnaflar camiler için uygun halı bulundurmaz. Cami halısı satmak normal halı satmaktan daha uzun metrajlı ve daha yoğun çalışma ve uğraş isteyen bir iştir. Cami halıları satan firmalar arasında araştırma yapıp daha uygun fiyata daha yüksek ürün sunan firmaları tercih etmeniz önerilir. Cami halısı almak ya da fikir edinmek adına görmek ve incelemek istiyorsanız internette görsellerine bakabilirsiniz.
cami halısı
Cami Halıları estetik rahat ve hijyenik olmalıdır. Renkler dikkat dağıtmamalı, desenler göz yormamalıdır. Bununla beraber desenleri, modelleri, üretildikleri malzemeler ve fiyatları da önemlidir. Binlerce insana hitap edip, onların maneviyatla doldukları anda bu bütünlüğünü bozmayacak özelliklere sahip olması ve amacına uygun şekilde dekore edilmesi gerekmektedir. Desenler ve motifler kültürlere göre farklılıklar gösterse de dini olarak herhangi bir rahatsızlık vermemelidir.Çok fazla insanın uğrak yeri olan camilerin halıları hem hijyenik hem de dayanıklı olmalıdır. Kolay temizlenmesi açısından parça parça olması uygundur. Tüm bunların yanı sıra zemin yapısına uygun yumuşaklıkta ve kalınlıkta olmalıdır. Cami Halısı çeşitlerini görmek ve detaylı bilgi almak için ürünleri yerlerinde görebilirsiniz.
Naturel Cami Halısı, daha çok sade görünüme sahip gri ve toprak tonları rengi olan cami halılarıdır. İçerisinde de doğal hammaddesinde de doğal ürünler kullanılmaktadır.Yün Cami Halısı,cami halıları seçimi yapılırken zemin yapısı ve alttan ısınma çok önemlidir. İbadet edenlerin sağlığı dikkate alındığından diğer malzemelerin olumsuz sonuçlar doğurduğu görülmüştür. Özellikle plastik ve türevleri elektriklenme yapacağından ibadet esnasında dikkat dağılmasına yol açabilir. Cami Halısı Modelleri ve Cami Halısı Fiyatları hakkında detaylı bilgi almak ve ürünleri yerlerinde incelemek için ürünlere bakmaya gidebilirsiniz.
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Yün halılar, birçok insanın olmazsa olmaz dekorasyon ürünü olarak günümüze kadar gelmektedir. Camilerde ve yurtlarda yün halılar, farklı renk ve motiflerle birçok insanın odak noktası oluyor. Aynı zamanda kokuyu içinde barındırmaması, yanıcı özelliğinin diğer halı türlerine göre daha az olması da tercih etmek için avantaj sağlıyor.
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Taç Yurt Halısı ADDB 01
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Cami Halısı seçerken dikkat edilmesi gereken bazı özellikler vardır. Bunların başında cami halısının dayanıklı olması, alev almaması, kaygan olmaması, sık dokunmuş ve ısı yalıtımı sağlıyor olması gelmektedir.
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