Home General Removing ‘old’ lecturers from payroll will kill universities – UTAG

Removing ‘old’ lecturers from payroll will kill universities – UTAG

10997
525

The University Teachers Association of Ghana (UTAG), has described as unfortunate government’s move to take off all lectures above 65 years from its payroll.

The National Council for Tertiary Education (NCTE), has directed public universities to remove all staff aged above 65 years from the government payroll from October 31, 2018.However, speaking to Citi News, Dr. Harry Agbanu, President of the University of Ghana chapter of UTAG, warned that universities would be negatively affected if the directive is adhered to.

“Those who are the experienced ones are being asked to go, then for me we are just getting ready to kill our universities”.

“It is an unfortunate development that should not happen at all. All over the world, senior academics are assets to the universities. It’s even difficult to get the qualified people to fill our positions here on our campuses and government is also not allowing for the recruitment of new staff,” he added.

Public universities directed to remove staff aged above 65yrs from payroll

According to a letter from the NCTE to all public universities, only academic staff aged between 60-65 years must be given post-retirement contracts effective October 31, 2018.

The letter signed by the Executive Secretary of the NCTE, Professor Mohammed Salifu, advised institutions who wish to retain staff aged above 65 years to reassign such persons as “consultants” and pay them from Internally Generated Funds.

The NCTE in a letter to all public universities titled: Post Retirement Contracts in Public Universities, raised concerns about post-retirement contracts and the need to seek clearance for the engagement of staff on such terms.

Referring to Article 199 (4) of the 1992 constitution which states that retired public officers must not be engaged for a period exceeding five years after retirement, the letter said universities have no basis for retaining such persons on the government payroll.

Details of the letter

A portion of the letter reads: “Consequently, you are by this letter being requested

Only post-retirement contract staff in the age group 60-65 years should remain on Government of Ghana (GoG) payroll as prescribed by the 1992 constitution.

All academic staff above the age of 65 are taken off the GoG payroll and reassigned as “consultants” if their services are still required. Such staff may be paid from Internally Generated Funds of the institution.

All non-academic staff on post-retirement contracts are deleted from the GoG payroll. In the meantime, the NCTE and Ministry of Education shall continue to hold discussions with the PSC and the Ministry of Finance on how post-retirement contract staff above age 65 should be treated. Please treat this as urgent and ensure compliance”.

Source:citinewsroom

 

 

525 COMMENTS

  1. I simply want to tell you that I’m newbie to blogging and honestly savored this blog site. Probably I’m likely to bookmark your site . You actually come with great well written articles. Bless you for revealing your web-site.

  2. Very great post. I simply stumbled upon your weblog and wanted to mention that I have really enjoyed surfing around your weblog posts. In any case I’ll be subscribing to your feed and I hope you write again soon!

  3. Hi there! This post could not be written much better! Looking through this article reminds me of my previous roommate! He continually kept talking about this. I most certainly will forward this post to him. Pretty sure he’ll have a good read. Thanks for sharing!

  4. The next time I read a blog, I hope that it does not fail me just as much as this one. I mean, I know it was my choice to read, but I genuinely believed you would probably have something useful to talk about. All I hear is a bunch of whining about something you can fix if you were not too busy searching for attention.

  5. Wonderful paintings! This is the type of info that are meant to be shared across the net. Disgrace on the seek engines for no longer positioning this publish higher! Come on over and discuss with my site . Thanks =)

  6. What i do not understood is in fact how you’re now not really a lot more well-appreciated than you might be right now. You’re so intelligent. You already know thus significantly relating to this subject, made me individually believe it from a lot of various angles. Its like men and women are not involved unless it¡¦s one thing to accomplish with Lady gaga! Your own stuffs great. Always handle it up!

  7. Awesome blog you have here but I was wanting to know if you knew of any discussion boards that cover the same topics discussed here? I’d really like to be a part of community where I can get responses from other experienced individuals that share the same interest. If you have any recommendations, please let me know. Thanks a lot!

  8. What i don’t realize is in reality how you’re no longer actually a lot more well-liked than you might be now. You are very intelligent. You recognize therefore considerably in the case of this matter, made me in my view believe it from so many various angles. Its like women and men aren’t fascinated unless it’s one thing to accomplish with Lady gaga! Your individual stuffs outstanding. Always care for it up!

  9. Hi there I am so thrilled I found your blog, I really found you by mistake, while I was searching on Digg for something else, Regardless I am here now and would just like to say kudos for a marvelous post and a all round enjoyable blog (I also love the theme/design), I don’t have time to read through it all at the moment but I have book-marked it and also added in your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the superb work.

  10. certainly like your web site however you need to test the spelling on quite a few of your posts. Many of them are rife with spelling issues and I find it very troublesome to inform the truth however I’ll certainly come again again.

  11. When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three emails with the same comment. Is there any way you can remove people from that service? Thanks a lot!

  12. I was excited to discover this web site. I want to to thank you for ones time for this particularly fantastic read!! I definitely appreciated every bit of it and I have you bookmarked to see new things in your blog.

  13. An added important issue is that if you are an elderly person, travel insurance intended for pensioners is something you should make sure you really take into consideration. The elderly you are, the harder at risk you will be for getting something bad happen to you while in most foreign countries. If you are never covered by several comprehensive insurance plan, you could have several serious problems. Thanks for revealing your guidelines on this blog.

  14. I’ve observed that in the world nowadays, video games include the latest fad with kids of all ages. Often times it may be unattainable to drag your children away from the games. If you want the very best of both worlds, there are numerous educational gaming activities for kids. Great post.

  15. Nice post. I learn something new and challenging on blogs I stumbleupon on a daily basis. It will always be useful to read through articles from other authors and practice a little something from other sites.

  16. I am only writing to let you be aware of of the brilliant encounter my friend’s girl encountered browsing yuor web blog. She even learned so many issues, which include what it is like to possess an incredible coaching spirit to get many others quite simply understand selected complex topics. You actually did more than people’s expected results. Many thanks for producing these priceless, dependable, edifying as well as easy tips about that topic to Tanya.

  17. One other thing is that an online business administration course is designed for students to be able to efficiently proceed to bachelor degree programs. The 90 credit college degree meets the lower bachelor diploma requirements and once you earn your current associate of arts in BA online, you will possess access to the latest technologies within this field. Several reasons why students would like to get their associate degree in business is because they are interested in the field and want to have the general education and learning necessary in advance of jumping in a bachelor diploma program. Thx for the tips you actually provide within your blog.

  18. Thank you for all your valuable hard work on this blog. Gloria delights in managing research and it is easy to understand why. Most of us know all of the lively way you deliver both interesting and useful information on the website and as well as foster participation from the others on the area so my daughter has been discovering a lot of things. Have fun with the rest of the year. You’re conducting a superb job.

  19. I am really loving the theme/design of your web site. Do you ever run into any browser compatibility issues? A number of my blog visitors have complained about my blog not operating correctly in Explorer but looks great in Opera. Do you have any solutions to help fix this problem?

  20. I’ve been browsing online greater than three hours as of late, but I never discovered any interesting article like yours. It’s pretty worth sufficient for me. In my opinion, if all website owners and bloggers made excellent content as you did, the net will probably be a lot more helpful than ever before. “Now I see the secret of the making of the best persons.” by Walt Whitman.

  21. Thanks a lot for the helpful article. It is also my belief that mesothelioma has an really long latency time period, which means that signs of the disease might not emerge until eventually 30 to 50 years after the initial exposure to mesothelioma. Pleural mesothelioma, which can be the most common variety and impacts the area around the lungs, may cause shortness of breath, chest muscles pains, and a persistent coughing, which may lead to coughing up maintain.

  22. I know this if off topic but I’m looking into starting my own weblog and was curious what all is needed to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very web smart so I’m not 100% positive. Any suggestions or advice would be greatly appreciated. Kudos

  23. Have you ever thought about adding a little bit more than just your articles? I mean, what you say is important and everything. However think of if you added some great pictures or videos to give your posts more, “pop”! Your content is excellent but with pics and video clips, this blog could certainly be one of the most beneficial in its field. Superb blog!

  24. Thanks for the sensible critique. Me and my neighbor were just preparing to do some research about this. We got a grab a book from our local library but I think I learned more clear from this post. I’m very glad to see such fantastic info being shared freely out there.

  25. Hello very cool site!! Man .. Excellent .. Superb .. I’ll bookmark your website and take the feeds also…I’m happy to search out numerous useful info right here within the publish, we want develop extra strategies on this regard, thank you for sharing.

  26. Great goods from you, man. I’ve understand your stuff previous to and you’re just extremely magnificent. I really like what you’ve acquired here, certainly like what you’re saying and the way in which you say it. You make it enjoyable and you still take care of to keep it smart. I can’t wait to read much more from you. This is actually a great web site.

  27. Thank you for give very good informations. Your website is goodI am impressed by the information that you have on this blog. It shows how well you understand this subject. Bookmarked this page, will come back for more. You, my friend, ROCK! I found just the information I already searched everywhere and just couldn

  28. really nice

    This is as a matter of fact established information my friend. you are a remarkably well-proportioned scribbler . i want to portion with you my website as well. command me what do you believe fro it

    articole pescuit

    Thankyou again for posting such good content. Cheers

  29. Hello! Do you know if they make any plugins to help with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results. If you know of any please share. Many thanks!

  30. MetroClick specializes in building completely interactive products like Photo Booth for rental or sale, Touch Screen Kiosks, Large Touch Screen Displays , Monitors, Digital Signages and experiences. With our own hardware production facility and in-house software development teams, we are able to achieve the highest level of customization and versatility for Photo Booths, Touch Screen Kiosks, Touch Screen Monitors and Digital Signage. Visit MetroClick in NYC at http://www.metroclick.com/ or , 121 Varick St, New York, NY 10013, +1 646-843-0888

  31. Web Tasarım, Hayalinizdeki Siteye Sahip Olmak için Artık Kodlama Bilmenize Gerek Yok. Özelleştirilebilir şablon. Trafik arttırıcı araçlar. Web Macaw İle Kişisel sanal mağaza. SEO wizard. 100’lerce şablon. 1000’lerce bedava resim. Üst düzey hosting. 100’lerce uygulama. Mobil optimize. 7/24 destek hizmeti.

  32. You really make it appear so easy along with your presentation however I to find this matter to be really one thing that I think I might by no means understand. It kind of feels too complex and very large for me. I am taking a look forward to your next post, I will attempt to get the dangle of it!

  33. You actually make it seem so easy along with your presentation however I find this topic to be actually one thing which I think I would by no means understand. It kind of feels too complex and very extensive for me. I am having a look ahead for your subsequent post, I will attempt to get the cling of it!

  34. Hiya! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly? My site looks weird when browsing from my iphone. I’m trying to find a template or plugin that might be able to correct this issue. If you have any suggestions, please share. Thank you!

  35. Thanks for making me to achieve new tips about computer systems. I also possess the belief that certain of the best ways to help keep your laptop computer in excellent condition is a hard plastic-type material case, or maybe shell, which fits over the top of your computer. These kinds of protective gear are model distinct since they are manufactured to fit perfectly on the natural covering. You can buy these directly from the vendor, or from third party sources if they are available for your notebook computer, however only a few laptop will have a covering on the market. Yet again, thanks for your recommendations.

  36. Tabela Modelleri, ihtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir ÅŸekilde sıraladık. Tabela imalatı için bize ulaşın. https://www.tabelamodelleri.co Ä°stanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Güvenilir Tabela hizmeti al, zaman kazan, garantide ol. Ä°stanbul’da binlerce Tabela Firması hazır. Ödüllü giriÅŸim. Yılda 2 milyon mutlu müşteri. Yeni bir iÅŸletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi.

  37. Tabela Modelleri, ihtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir ÅŸekilde sıraladık. Tabela imalatı için bize ulaşın. https://www.tabelamodelleri.co Ä°stanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Güvenilir Tabela hizmeti al, zaman kazan, garantide ol. Ä°stanbul’da binlerce Tabela Firması hazır. Ödüllü giriÅŸim. Yılda 2 milyon mutlu müşteri. Yeni bir iÅŸletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi.

  38. One more thing. I do believe that there are numerous travel insurance web sites of trustworthy companies that allow you to enter a trip details and find you the estimates. You can also purchase the actual international holiday insurance policy on-line by using your own credit card. Everything you should do would be to enter all travel details and you can view the plans side-by-side. Just find the package that suits your budget and needs after which it use your bank credit card to buy the idea. Travel insurance on the internet is a good way to start looking for a reputable company pertaining to international travel cover. Thanks for sharing your ideas.

  39. hi!,I like your writing so much! share we communicate more about your article on AOL? I require an expert on this area to solve my problem. May be that’s you! Looking forward to see you.

  40. I precisely wished to thank you very much once again. I do not know the things that I would have followed without the type of suggestions shown by you relating to such a question. It was a real troublesome scenario in my opinion, but viewing your specialised style you treated it made me to cry over gladness. I’m just thankful for this guidance and even expect you are aware of an amazing job you were getting into training people today through a site. I am certain you’ve never met all of us.

  41. I know this if off topic but I’m looking into starting my own weblog and was curious what all is required to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very web smart so I’m not 100% positive. Any tips or advice would be greatly appreciated. Kudos

  42. I’ve been exploring for a little for any high quality articles or blog posts on this sort of area . Exploring in Yahoo I at last stumbled upon this web site. Reading this info So i am happy to convey that I have a very good uncanny feeling I discovered exactly what I needed. I most certainly will make certain to do not forget this site and give it a look regularly.

  43. Thanks for discussing your ideas listed here. The other thing is that when a problem appears with a computer system motherboard, folks should not consider the risk involving repairing that themselves for if it is not done properly it can lead to permanent damage to the full laptop. It’s usually safe just to approach a dealer of the laptop for any repair of motherboard. They’ve already technicians with an experience in dealing with notebook computer motherboard issues and can have the right prognosis and conduct repairs.

  44. Howdy would you mind stating which blog platform you’re working with? I’m going to start my own blog in the near future but I’m having a difficult time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I’m looking for something unique. P.S Apologies for getting off-topic but I had to ask!

  45. I am really enjoying the theme/design of your weblog. Do you ever run into any browser compatibility issues? A couple of my blog audience have complained about my site not working correctly in Explorer but looks great in Chrome. Do you have any recommendations to help fix this problem?

  46. Yet another issue is that video gaming has become one of the all-time main forms of recreation for people of all ages. Kids play video games, plus adults do, too. The actual XBox 360 is just about the favorite video games systems for individuals that love to have a huge variety of activities available to them, as well as who like to relax and play live with other folks all over the world. Thank you for sharing your ideas.

  47. Hello, Neat post. There’s a problem together with your website in internet explorer, would test this… IE nonetheless is the market chief and a good component of folks will pass over your excellent writing because of this problem.

  48. Greetings I am so delighted I found your blog, I really found you by accident, while I was researching on Aol for something else, Nonetheless I am here now and would just like to say cheers for a tremendous post and a all round interesting blog (I also love the theme/design), I don’t have time to look over it all at the minute but I have book-marked it and also added your RSS feeds, so when I have time I will be back to read much more, Please do keep up the great job.

  49. You can definitely see your enthusiasm in the work you write. The sector hopes for even more passionate writers like you who are not afraid to mention how they believe. At all times follow your heart. “We may pass violets looking for roses. We may pass contentment looking for victory.” by Bern Williams.

  50. A fascinating discussion is worth comment. There’s no doubt that that you need to publish more about this topic, it might not be a taboo subject but typically people do not talk about these subjects. To the next! Kind regards!

  51. Tabela Modelleri, İhtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir şekilde sıraladık. Tabela imalatı için bize ulaşın. İstanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Sitemizde zengin tabela modelleri bulabilirsiniz. Firmamız ışıklı tabela, ışıksız tabela, paslanmaz harf tabela, led tabela, totem tabela imalatı yapılmaktadır. https://www.tabelamodelleri.com/ Işıklı ve ışıksız reklam tabelaları markanızın görselliğini arttırır ve fark edilebilir olmanızı sağlar. Tabelacı tabela ışıklı tabela led tabela çatı tabelası hastane tabela otel tabela mağaza tabelası totem tabela tabela imalatı avm tabelası. Yeni bir işletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi? Tabelacı’nın yapacağı tasarımlar ve oluşturduğu görselleri iyi düzenleyip, firma veya kurumun kurumsal kimliğine uygun halde düzenleyerek müşteriye sunması.

  52. Oh my goodness! a great article dude. Thank you However I’m experiencing issue with ur rss . Do not know why Unable to join it. Will there be everyone acquiring identical rss dilemma? Anyone who knows kindly respond. Thnkx

  53. Good – I should certainly pronounce, impressed with your web site. I had no trouble navigating through all tabs as well as related info ended up being truly easy to do to access. I recently found what I hoped for before you know it in the least. Quite unusual. Is likely to appreciate it for those who add forums or anything, website theme . a tones way for your client to communicate. Excellent task.

  54. Tabela Modelleri, İhtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir şekilde sıraladık. Tabela imalatı için bize ulaşın. İstanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Sitemizde zengin tabela modelleri bulabilirsiniz. Firmamız ışıklı tabela, ışıksız tabela, paslanmaz harf tabela, led tabela, totem tabela imalatı yapılmaktadır. https://www.tabelamodelleri.com/ Işıklı ve ışıksız reklam tabelaları markanızın görselliğini arttırır ve fark edilebilir olmanızı sağlar. Tabelacı tabela ışıklı tabela led tabela çatı tabelası hastane tabela otel tabela mağaza tabelası totem tabela tabela imalatı avm tabelası. Yeni bir işletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi? Tabelacı’nın yapacağı tasarımlar ve oluşturduğu görselleri iyi düzenleyip, firma veya kurumun kurumsal kimliğine uygun halde düzenleyerek müşteriye sunması.

  55. Hey I am so excited I found your blog, I really found you by accident, while I was looking on Askjeeve for something else, Anyhow I am here now and would just like to say cheers for a marvelous post and a all round thrilling blog (I also love the theme/design), I don’t have time to look over it all at the moment but I have saved it and also added your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the excellent work.

  56. you’re really a good webmaster. The web site loading speed is amazing. It seems that you are doing any unique trick. Also, The contents are masterpiece. you’ve done a excellent job on this topic!

  57. It’s my belief that mesothelioma is usually the most deadly cancer. It has unusual features. The more I actually look at it a lot more I am certain it does not work like a true solid tissues cancer. In the event mesothelioma is really a rogue virus-like infection, in that case there is the chance for developing a vaccine and offering vaccination for asbestos exposed people who are really at high risk with developing future asbestos relevant malignancies. Thanks for giving your ideas on this important ailment.

  58. Many thanks to you for sharing most of these wonderful blogposts. In addition, the perfect travel plus medical insurance approach can often eradicate those concerns that come with traveling abroad. A new medical crisis can soon become expensive and that’s likely to quickly impose a financial impediment on the family’s finances. Having in place the suitable travel insurance deal prior to setting off is worth the time and effort. Cheers

  59. of course like your website but you need to test the spelling on several of your posts. Several of them are rife with spelling issues and I to find it very bothersome to tell the reality on the other hand I will certainly come back again.

  60. certainly like your web site but you need to check the spelling on quite a few of your posts. A number of them are rife with spelling problems and I find it very bothersome to tell the truth nevertheless I’ll definitely come back again.

  61. Howdy, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you reduce it, any plugin or anything you can suggest? I get so much lately it’s driving me mad so any help is very much appreciated.:)BestJobs

  62. Fantastic items from you, man. I have take note your stuff previous to and you’re simply too magnificent. I actually like what you’ve acquired right here, certainly like what you’re saying and the way in which during which you say it. You are making it entertaining and you still care for to stay it smart. I can’t wait to read much more from you. This is actually a great website.

  63. Excellent goods from you, man. I’ve understand your stuff previous to and you’re just too great. I really like what you have acquired here, really like what you are stating and the way in which you say it. You make it entertaining and you still take care of to keep it sensible. I can not wait to read much more from you. This is really a great website.

  64. Simply want to say your article is as astonishing. The clarity for your publish is just great and that i can think you are knowledgeable on this subject. Well along with your permission allow me to clutch your RSS feed to stay updated with approaching post. Thanks one million and please continue the enjoyable work.

  65. I and my friends were actually looking through the nice points from the website and all of the sudden I had a horrible feeling I never expressed respect to the web site owner for those tips. All of the ladies appeared to be for that reason excited to read through them and have very much been loving those things. Thanks for really being quite accommodating as well as for getting some exceptional themes most people are really desirous to be informed on. Our own honest apologies for not expressing gratitude to sooner.

  66. Hey this is kinda of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding experience so I wanted to get advice from someone with experience. Any help would be enormously appreciated!

  67. I am very happy to read this. This is the type of manual that needs to be given and not the accidental misinformation that is at the other blogs. Appreciate your sharing this best doc.

  68. Tabela Modelleri, İhtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir şekilde sıraladık. Tabela imalatı için bize ulaşın. İstanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Sitemizde zengin tabela modelleri bulabilirsiniz. Firmamız ışıklı tabela, ışıksız tabela, paslanmaz harf tabela, led tabela, totem tabela imalatı yapılmaktadır. https://www.tabelamodelleri.com/ Işıklı ve ışıksız reklam tabelaları markanızın görselliğini arttırır ve fark edilebilir olmanızı sağlar. Tabelacı tabela ışıklı tabela led tabela çatı tabelası hastane tabela otel tabela mağaza tabelası totem tabela tabela imalatı avm tabelası. Yeni bir işletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi? Tabelacı’nın yapacağı tasarımlar ve oluşturduğu görselleri iyi düzenleyip, firma veya kurumun kurumsal kimliğine uygun halde düzenleyerek müşteriye sunması.

  69. I believe that avoiding packaged foods may be the first step to lose weight. They might taste fine, but refined foods currently have very little nutritional value, making you take in more simply to have enough power to get through the day. If you’re constantly having these foods, changing to whole grain products and other complex carbohydrates will help you have more power while consuming less. Good blog post.

  70. of course like your web-site but you need to test the spelling on quite a few of your posts. Several of them are rife with spelling problems and I find it very bothersome to tell the reality on the other hand I’ll certainly come again again.

  71. One important thing is that when you find yourself searching for a education loan you may find that you’ll need a co-signer. There are many scenarios where this is correct because you could find that you do not possess a past history of credit so the lender will require that you’ve someone cosign the borrowed funds for you. Thanks for your post.

  72. We are a group of volunteers and starting a new scheme in our community. Your website offered us with valuable info to work on. You’ve done an impressive job and our whole community will be grateful to you.

  73. This is the very interesting post. My partner and i like that you simply provide quality information and not merely write about something.
    Continue to keep it up and you will probably get to great results.

    So what do a person think about my internet site? suport lanseta

  74. This is a categorically riveting website I sine qua non say.

    Too polluted that there are not too varied websites like This anymore. But I am pleased that I found it. Good calligraphy on it .

    You can take in my website here as comfortably: xbody

  75. Also a thing to mention is that an online business administration training course is designed for individuals to be able to without problems proceed to bachelor’s degree education. The Ninety credit certification meets the other bachelor education requirements and when you earn your own associate of arts in BA online, you may have access to the newest technologies in such a field. Some reasons why students want to get their associate degree in business is because they may be interested in the field and want to find the general education necessary just before jumping in to a bachelor diploma program. Thanks alot : ) for the tips you provide in the blog.

  76. This is the right weblog for anybody who needs to find out about this topic. You realize so much its almost laborious to argue with you (not that I really would need…HaHa). You definitely put a brand new spin on a topic thats been written about for years. Great stuff, simply nice!

  77. Almost all of the things you point out is supprisingly accurate and that makes me ponder the reason why I hadn’t looked at this with this light before. This particular piece truly did switch the light on for me as far as this particular subject matter goes. Nevertheless at this time there is one particular point I am not necessarily too comfy with and whilst I attempt to reconcile that with the actual main idea of your issue, permit me see just what the rest of your subscribers have to say.Nicely done.

  78. Some truly excellent content on this website, appreciate it for contribution. “For today and its blessings, I owe the world an attitude of gratitude.” by Clarence E. Hodges.

  79. With havin so much content and articles do you ever run into any issues of plagorism or copyright violation? My blog has a lot of unique content I’ve either authored myself or outsourced but it looks like a lot of it is popping it up all over the internet without my authorization. Do you know any techniques to help stop content from being ripped off? I’d certainly appreciate it.

  80. hey there and thank you for your info – I’ve certainly picked up something new from right here. I did however expertise several technical points using this website, as I experienced to reload the site lots of times previous to I could get it to load properly. I had been wondering if your web host is OK? Not that I’m complaining, but slow loading instances times will very frequently affect your placement in google and could damage your high quality score if advertising and marketing with Adwords. Well I am adding this RSS to my e-mail and can look out for a lot more of your respective interesting content. Ensure that you update this again very soon..

  81. Do you have a spam issue on this website; I also am a blogger, and I was wondering your situation; many of us have created some nice procedures and we are looking to trade methods with other folks, be sure to shoot me an e-mail if interested.

  82. I am only writing to make you understand of the notable experience our daughter went through checking your webblog. She figured out too many things, including what it’s like to have an ideal helping spirit to make others without difficulty gain knowledge of specific hard to do subject areas. You really did more than our own expectations. Thanks for imparting these essential, safe, informative and even unique tips on this topic to Kate.

  83. Hey very nice website!! Man .. Excellent .. Amazing .. I’ll bookmark your web site and take the feeds also…I am happy to find a lot of useful information here in the post, we need develop more strategies in this regard, thanks for sharing. . . . . .

  84. I’ve learned a number of important things through your post. I’d personally also like to say that there can be situation in which you will make application for a loan and don’t need a cosigner such as a U.S. Student Aid Loan. However, if you are getting financing through a traditional loan company then you need to be willing to have a cosigner ready to allow you to. The lenders can base their decision over a few variables but the greatest will be your credit standing. There are some loan providers that will in addition look at your work history and make a decision based on that but in many instances it will hinge on your score.

  85. Greetings from California! I’m bored to death at work so I decided to check out your website on my iphone during lunch break. I enjoy the knowledge you provide here and can’t wait to take a look when I get home. I’m shocked at how quick your blog loaded on my phone .. I’m not even using WIFI, just 3G .. Anyways, very good site!

  86. you’re truly a excellent webmaster. The site loading pace is incredible. It seems that you’re doing any distinctive trick. Also, The contents are masterpiece. you have performed a magnificent activity on this topic!

  87. I and also my buddies appeared to be reading through the excellent solutions found on your website and then before long I got a terrible suspicion I never thanked the site owner for those strategies. Those boys were definitely for this reason joyful to study them and have in effect without a doubt been using these things. Many thanks for actually being simply kind as well as for having such terrific subject areas millions of individuals are really desperate to be aware of. My very own honest apologies for not saying thanks to earlier.

  88. Thank you for any other wonderful article. The place else may anybody get that kind of info in such a perfect means of writing? I’ve a presentation subsequent week, and I’m at the search for such information.

  89. Having read this I believed it was extremely enlightening. I appreciate you finding the time and effort to put this article together. I once again find myself personally spending a significant amount of time both reading and leaving comments. But so what, it was still worthwhile.

  90. Also a thing to mention is that an online business administration training course is designed for individuals to be able to efficiently proceed to bachelors degree programs. The Ninety credit education meets the lower bachelor education requirements then when you earn your current associate of arts in BA online, you will have access to up to date technologies on this field. Some reasons why students want to be able to get their associate degree in business is because they are interested in this area and want to find the general knowledge necessary ahead of jumping into a bachelor college diploma program. Thanks for the tips you provide inside your blog.

  91. Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a bit, but instead of that, this is wonderful blog. A great read. I’ll certainly be back.

  92. Nearly all of what you state happens to be astonishingly legitimate and that makes me wonder the reason why I had not looked at this in this light previously. Your piece truly did switch the light on for me as far as this particular subject matter goes. Nonetheless at this time there is actually one particular issue I am not really too cozy with and whilst I make an effort to reconcile that with the main theme of the position, let me observe exactly what all the rest of your subscribers have to say.Nicely done.

  93. I and also my guys ended up following the great things located on your site and so suddenly developed a terrible suspicion I had not thanked you for those secrets. Those men were as a result passionate to learn all of them and have now truly been having fun with these things. I appreciate you for truly being very considerate and then for deciding upon variety of decent resources millions of individuals are really needing to know about. Our own honest apologies for not saying thanks to you sooner.

  94. Unquestionably believe that which you stated. Your favorite justification seemed to be on the internet the simplest thing to be aware of. I say to you, I definitely get irked while people consider worries that they plainly do not know about. You managed to hit the nail upon the top and also defined out the whole thing without having side-effects , people can take a signal. Will probably be back to get more. Thanks

  95. Thanks for giving your ideas. Something is that scholars have a choice between federal student loan plus a private student loan where its easier to opt for student loan debt consolidation than through the federal student loan.

  96. I loved as much as you will receive carried out right here. The sketch is attractive, your authored subject matter stylish. nonetheless, you command get got an nervousness over that you wish be delivering the following. unwell unquestionably come further formerly again as exactly the same nearly very often inside case you shield this increase.

  97. Heya this is kinda of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding know-how so I wanted to get advice from someone with experience. Any help would be enormously appreciated!

  98. Good day! I know this is somewhat off topic but I was wondering which blog platform are you using for this website? I’m getting sick and tired of WordPress because I’ve had problems with hackers and I’m looking at alternatives for another platform. I would be fantastic if you could point me in the direction of a good platform.

  99. I would like to thnkx for the efforts you have put in writing this blog. I am hoping the same high-grade website post from you in the upcoming also. In fact your creative writing skills has inspired me to get my own site now. Actually the blogging is spreading its wings fast. Your write up is a great example of it.

  100. Does your website have a contact page? I’m having a tough time locating it but, I’d like to shoot you an e-mail. I’ve got some ideas for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it grow over time.

  101. Hi! I know this is kinda off topic however I’d figured I’d ask. Would you be interested in exchanging links or maybe guest writing a blog article or vice-versa? My site covers a lot of the same subjects as yours and I feel we could greatly benefit from each other. If you happen to be interested feel free to shoot me an email. I look forward to hearing from you! Fantastic blog by the way!

  102. Thanks for sharing superb informations. Your website is so cool. I’m impressed by the details that you have on this website. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for more articles. You, my friend, ROCK! I found just the information I already searched everywhere and simply could not come across. What a great web-site.

  103. Thanks for enabling me to acquire new concepts about pc’s. I also contain the belief that one of the best ways to help keep your mobile computer in leading condition has been a hard plastic-type material case, as well as shell, that will fit over the top of your computer. A lot of these protective gear usually are model targeted since they are made to fit perfectly within the natural covering. You can buy all of them directly from owner, or from third party places if they are intended for your mobile computer, however not all laptop could have a cover on the market. Just as before, thanks for your tips.

  104. Hiya, I’m really glad I have found this information. Nowadays bloggers publish just about gossips and internet and this is actually annoying. A good site with exciting content, this is what I need. Thank you for keeping this site, I’ll be visiting it. Do you do newsletters? Can not find it.

  105. Superb site you have here but I was curious if you knew of any forums that cover the same topics discussed in this article? I’d really like to be a part of online community where I can get feedback from other experienced people that share the same interest. If you have any recommendations, please let me know. Kudos!

  106. L’UFCM a constaté depuis quelques mois l’accroissement des tromperies à la « roqya ». Les témoignages de personnes victimes de ces pratiques se multiplient et présentent les mêmes caractéristiques : « Une personne vous appelle et vous propose une séance de « roqya » gratuite. Cette personne vous propose de rappeler un numéro prétendu gratuit, souvent un numéro commençant par 0 800… » Mais, dans les faits, cette prestation est loin d’être gratuite, puisque la conversation est facturée à vos frais et à votre insu. Au-delà de l’aspect juridique qui est traité à ce jour par le pôle juridique de l’UFCM[1], ce procédé soulève la problématique de sa conformité au Coran et à la Sunna. En effet, la « roqya » peut se définir comme une thérapie qui permet de soigner les actes de sorcellerie, de mauvais œil et également de se protéger contre ces derniers. Par conséquent, est-il possible de la pratiquer par téléphone et quelles sont les exigences édictées par le Coran et la Sunna ? Nous présenterons ainsi successivement les conditions liées au soignant (I), les exigences relatives à l’environnement où est réalisée la « roqya » (II). Nous aborderons ensuite la question de la gratuité de la prestation ou de sa contrepartie financière et enfin les conditions dans laquelle elle est réalisée (III). I- Les conditions liées au soignant Souvent la « roqya » est perçue comme une pratique dispensée par un tiers. Or, il est essentiel de rappeler et de souligner un fait important : la meilleure des « roqya » est celle que nous dispensons nous-mêmes à travers le « dhikr » et la récitation du Coran. Ainsi, pour se prémunir des maux liés au mauvais œil ou à la sorcellerie, il convient régulièrement de lire le Coran et faire des invocations notamment celles du matin et du coucher, de réciter régulièrement la sourate « La vache », de renouveler son intention, de placer la certitude dans son cœur, d’effectuer ses prières etc., et surtout de demander à Allah la meilleure des protections. Toutefois, dans certaines conditions, il est nécessaire de recourir à un soignant. C’est à ce stade qu’il convient d’être vigilant. Il ne suffit pas de se rendre auprès d’une personne qui se présente avec la qualité de cheikh ou d’imam pour accepter de lui confier cette pratique. Comme pour tout procédé et encore plus lorsque cela relève de considérations religieuses, il est important de bien choisir son soignant car ce dernier est tenu de posséder des qualités bien affirmées. La maîtrise du Coran et des traditions prophétiques en la matière est une condition sine qua none, mais insuffisante. La personne doit également avoir des notions de psychologie afin de déterminer la part de sorcellerie et celle de troubles psychologiques fréquents chez les patients. La personne doit posséder une bonne hygiène de vie, notamment spirituelle puisqu’il n’est pas inutile de rappeler que le succès de la « roqya » dépend de Dieu. Ces critères sont difficilement évaluables, surtout par une personne qui est affectée par un mal-être, quelle que soit sa source. C’est pourquoi les proches doivent accompagner la personne dans la recherche d’un soignant qualifié et reconnu comme tel par des référents religieux de la localité (imam, responsables associatifs, etc.). De manière générale, le soignant doit posséder des qualités déterminées que nous pouvons synthétiser de la manière suivante. Il doit : être en capacité de lire le Coran, croire avec certitude au Coran, être empreint de piété, connaître les pièges et les caractéristiques du diable et des djinns, connaître la méthode prophétique de la « roqya », disposer de connaissances de base en psychologie, avoir la conviction que le succès de sa thérapie dépend de Dieu. A l’exception de la première exigence, il semble difficile de vérifier les autres conditions dans le cadre d’un entretien téléphonique avec une personne que nous n’avons jamais rencontrée, même si elle se présente sous le titre de « cheikh » ou d’un imam. Par conséquent, ces conditions soulignent une première limite quant au recours à la « roqya » par téléphone. Par ailleurs, à l’instar de tout médecin, le soignant doit, avant de prodiguer des conseils ou une médication, procéder à une consultation. Ainsi, un environnement adéquat est indispensable pour la réalisation d’une « roqya ». Il est enfin inconcevable qu’un médecin puisse vous affirmer par téléphone connaître votre maladie et attester pouvoir vous guérir. Vous auriez plus que des doutes sur ce prétendu médecin. II- Un environnement propice et la réalisation d’une consultation préalable à la réalisation d’une « roqya » Il est intéressant de noter que, dans son ouvrage « Comment se protéger des djinns & satan », Wahîd ‘Abdussalâm Bâli évoque l’importance du climat pour réaliser une roqya[2]. Ainsi, il expose les points suivants : « 1. Préparer le climat adéquat en faisant par exemple sortir les images et les statues de la pièce où on va soigner le malade, pour permettre aux anges d’y entrer. 2. Débarrasser le sujet de tout ce qu’il peut porter sur lui comme talismans ou amulettes et les brûler. 3. Éteindre tout ce qui peut émettre le son de la musique et des chants. 4. Vider le lieu de tout ce qui comporte une infraction à la shari‘a à savoir, par exemple, la présence d’un homme qui porte de l’or ou une femme qui ne porte pas le voile légal – al-hijab. 5. Donner au malade et à sa famille une leçon de dogme de façon à ce que leurs cœurs ne soient pas attachés à un autre qu’Allah. 6. Leur faire savoir que la façon de soigner est différente de celle des sorciers et des charlatans et que le Coran recèle guérison et miséricorde, comme l’a informé Allah le Puissant et le Majestueux. 7. Diagnostiquer son cas : pour cela poser des questions au malade pour s’assurer de la présence de tous les symptômes (…) ». Or, dans les témoignages communiqués, l’interlocuteur qui se présente comme soignant ne pose aucune question aux personnes. Il débute ainsi la « roqya » directement par une récitation du Coran. En outre, il est intéressant de souligner que dans l’un des témoignages communiqués à l’UFCM, l’interlocuteur demandait à la personne de remplir successivement des verres de lait, d’huile, d’eau etc. et de les poser par la suite sur la table de la salle à manger. Au point que la personne s’est retrouvée avec une multitude de verres posés sur la table. Le comble est que la personne ignorait ce qu’elle devait en faire lorsqu’elle a pris conscience de la tromperie. Nous constatons par conséquent qu’une « roqya » ne peut être réalisée dans un environnement quelconque. En effet, une procédure de diagnostic est essentielle. Nous pouvons à titre d’exemple faire le parallèle avec un rendez-vous chez le médecin ; ce dernier ne peut vous prescrire une ordonnance sans au préalable vous avoir ausculté et interrogé sur les différents symptômes que vous ressentez physiquement. A défaut, au lieu de guérir vous allez aggraver vos maux. Cette attitude vigilante du médecin traitant doit se retrouver lorsque nous envisageons le recours à une « roqya ». Pour illustrer ce propos, nous citerons l’exemple de l’anthropologue, spécialiste de l’islam européen, Farid El Asri, chercheur associé au Centre Jacques Berque, qui nous rapporte une situation alarmante suite à une « roqya » : « Une jeune femme en Belgique (…) est morte suite à une tentative d’exorcisme. Pendant les séances, les fkihs (imams) utilisent normalement de l’eau « coranisée ». Pour cette jeune femme, prétendument stérile, les exorcistes ont carrément plongé son visage dans l’eau et quand elle tentait d’en sortir pour respirer, les guérisseurs estimaient qu’il s’agissait du jinn qui l’habitait et ils replongeaient son visage dans l’eau. Pendant le procès, la famille de la défunte s’est présentée comme musulmane et a accusé ces pratiques d’être extérieures à l’islam quand les guérisseurs estimaient qu’ils avaient simplement fait ce qu’ils pouvaient. Le fait de recourir trop systématiquement au fkih risque également de faire passer une crise d’épilepsie, par exemple, pour une crise de possession. »[3] Nous allons aborder enfin la dernière problématique, celle relative aux honoraires du soignant. III- Les honoraires du soignant Le Prophète, bénédictions et salut sur lui, « a agréé les Compagnons qui ont été payés pour la roqya ». Il est dès lors autorisé de rémunérer un soignant en contrepartie d’une prestation. Toutefois, cette rémunération doit être raisonnable et surtout clairement définie avant le traitement. En outre, nous ne pouvons que souligner et rappeler que, si la roqya est réalisée dans un cadre sérieux, il convient de procéder à toutes les déclarations administratives. Comme pour tout contrat, vous devez exiger un document écrit et le praticien doit préciser quels sont ses engagements exacts afin d’éviter tout litige postérieur. Malheureusement, tous les témoignages transmis à l’UFCM soulignent que l’interlocuteur insiste à plusieurs reprises sur la gratuité de la prestation. Or, dans les faits, cette dernière est payante puisque le coût de la communication est surtaxé. Ainsi, l’une des victimes qui nous a contacté, s’est retrouvée avec une facture téléphonique (hors forfait) de 1800 euros. Par conséquent, nous constatons que ces « roqyas » gratuites sont fondées sur la technique dite du « call-back » qui consiste à amener une personne à rappeler un numéro surtaxé, information qui lui est bien évidemment dissimulée. Une « roqya » peut être payante à condition de respecter un cadre prédéterminé, fondé sur l’information et la transparence des honoraires. En conclusion A la lumière des développements susvisés, l’UFCM appelle d’une part à une régulation du métier de la pratique de la « roqya », d’autre part, à la vigilance de chacun à ne pas céder à la tentation d’une « roqya » qui ne serait pas réalisée dans les conditions requises et qui pourrait produire des effets inverses. Au-delà du cadre spirituel ou juridique, les divers témoignages reçus et étudiés par l’UFCM ne peuvent pas nous laisser indifférents à la question suivante : pourquoi des personnes sont-elles amenées à accepter aussi facilement une « roqya » par téléphone ? Est-ce la gratuité qui a déterminé leur choix ? Certes le mal-être produit par cette société est de plus en plus grand. Nous vivons une époque où les êtres sont de plus en plus coupés des signes de Dieu et vivent un rythme de vie effréné. Ces affaires sont révélatrices des maux les plus profonds qui touchent la communauté musulmane. Par ailleurs, comme l’ensemble des rites islamiques (hajj, halal, pompes funèbres) censés nous rappeler les limites qui déterminent la voie vers Dieu, nous constatons que leur marchandisation trahit de plus en plus leur vocation première. Suffit-il qu’un interlocuteur se présente à nous comme un « cheikh » ou un imam et qu’il nous propose une « roqya » gratuite pour l’accepter aussitôt Ne devrions-nous pas tous nous interroger sur le fait qu’il y ait des musulmanes et des musulmans aussi isolés et aussi ignorants de leur propre religion pour être trompés aussi facilement ? Sommes-nous devenus si dépendants des Hommes que nous en oublions de nous adresser directement à Dieu pour solutionner nos malaises ? Autant de questions que chacun d’entre nous a la responsabilité de se poser. En effet, aucun de nous ou de nos proches ne sont à l’abri d’une telle tromperie. Il convient enfin de rappeler que la « roqya » est un remède précis et qu’elle ne peut se faire que sous certaines conditions et surtout qu’elle demeure l’exception à la règle, qui est de toujours s’adresser directement à Dieu. Avant de recourir à une « roqya », il convient de faire une introspection sur ses propres pratiques cultuelles et de revenir.

  107. I loved as much as you will receive carried out right here. The sketch is attractive, your authored subject matter stylish. nonetheless, you command get got an shakiness over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly a lot often inside case you shield this increase.

  108. Thanks for your article. I have usually observed that a majority of people are needing to lose weight since they wish to show up slim along with attractive. On the other hand, they do not always realize that there are other benefits just for losing weight as well. Doctors insist that overweight people experience a variety of illnesses that can be perfectely attributed to their own excess weight. The good thing is that people that are overweight in addition to suffering from a variety of diseases can reduce the severity of their particular illnesses by way of losing weight. It is possible to see a continuous but noticeable improvement with health as soon as even a moderate amount of weight-loss is obtained.

  109. What i don’t understood is in truth how you’re not really much more well-appreciated than you may be now. You’re very intelligent. You know thus considerably with regards to this matter, produced me for my part consider it from so many varied angles. Its like women and men don’t seem to be involved until it is something to do with Woman gaga! Your individual stuffs great. At all times deal with it up!

  110. Good day very cool web site!! Man .. Beautiful .. Superb .. I will bookmark your web site and take the feeds also¡KI am happy to seek out so many helpful information right here in the post, we’d like develop extra strategies in this regard, thanks for sharing. . . . . .

  111. I would like to thnkx for the efforts you have put in writing this site. I’m hoping the same high-grade site post from you in the upcoming as well. Actually your creative writing skills has encouraged me to get my own site now. Actually the blogging is spreading its wings quickly. Your write up is a good example of it.

  112. I have been surfing on-line greater than 3 hours as of late, but I never discovered any fascinating article like yours. It’s lovely worth sufficient for me. In my view, if all website owners and bloggers made good content material as you probably did, the web will likely be a lot more useful than ever before.

  113. I do trust all the ideas you have introduced on your post. They’re very convincing and can definitely work. Still, the posts are very brief for beginners. Could you please extend them a little from subsequent time? Thank you for the post.

  114. An attention-grabbing dialogue is value comment. I believe that you must write extra on this matter, it won’t be a taboo subject however usually people are not enough to talk on such topics. To the next. Cheers

  115. I was just searching for this info for some time. After six hours of continuous Googleing, finally I got it in your site. I wonder what’s the lack of Google strategy that do not rank this type of informative websites in top of the list. Usually the top websites are full of garbage.

  116. Thanks for your thoughts. One thing we’ve noticed is always that banks along with financial institutions understand the spending habits of consumers while also understand that plenty of people max out and about their credit cards around the trips. They properly take advantage of this fact and commence flooding the inbox and also snail-mail box together with hundreds of Zero APR card offers immediately after the holiday season ends. Knowing that when you are like 98% of the American open public, you’ll get at the one opportunity to consolidate credit card debt and move balances towards 0 APR credit cards.

  117. Unquestionably believe that which you said. Your favorite reason seemed to be on the net the simplest thing to be aware of. I say to you, I definitely get annoyed while people consider worries that they plainly don’t know about. You managed to hit the nail upon the top and defined out the whole thing without having side-effects , people can take a signal. Will likely be back to get more. Thanks

  118. I have to express appreciation to this writer just for rescuing me from this particular crisis. Just after researching throughout the online world and obtaining concepts that were not helpful, I believed my life was over. Existing devoid of the strategies to the difficulties you’ve sorted out all through your good review is a crucial case, as well as those that would have badly damaged my entire career if I had not discovered the website. Your own personal natural talent and kindness in dealing with all the details was excellent. I am not sure what I would’ve done if I had not discovered such a solution like this. I can also now relish my future. Thank you very much for your high quality and result oriented guide. I will not hesitate to propose your blog to any person who needs and wants care on this subject.

  119. It’s a shame you don’t have a donate button! I’d most certainly donate to this superb blog! I guess for now i’ll settle for book-marking and adding your RSS feed to my Google account. I look forward to brand new updates and will share this website with my Facebook group. Talk soon!

  120. Amazing blog! Do you have any helpful hints for aspiring writers? I’m hoping to start my own site soon but I’m a little lost on everything. Would you recommend starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m completely confused .. Any suggestions? Thank you!

  121. I’m truly enjoying the design and layout of your site. It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a designer to create your theme? Outstanding work!

  122. Hi there, simply turned into alert to your weblog via Google, and found that it’s truly informative. I am gonna be careful for brussels. I will be grateful if you proceed this in future. Many other folks might be benefited out of your writing. Cheers!

  123. One thing is one of the most common incentives for utilizing your cards is a cash-back as well as rebate offer. Generally, you get 1-5% back with various acquisitions. Depending on the credit cards, you may get 1% in return on most expenses, and 5% again on acquisitions made at convenience stores, filling stations, grocery stores plus ‘member merchants’.

  124. Thank you for some other fantastic article. The place else could anyone get that kind of information in such an ideal method of writing? I’ve a presentation subsequent week, and I’m at the search for such info.

  125. I like what you guys are up also. Such clever work and reporting! Keep up the excellent works guys I have incorporated you guys to my blogroll. I think it’ll improve the value of my website 🙂

  126. I have been surfing online more than 3 hours today, yet I never found any interesting article like yours. It is pretty worth enough for me. Personally, if all site owners and bloggers made good content as you did, the net will be a lot more useful than ever before.

  127. I simply wanted to appreciate you once again. I do not know what I would’ve accomplished in the absence of those tactics provided by you regarding my situation. It actually was the fearsome dilemma in my opinion, nevertheless viewing the specialized style you solved it took me to jump with contentment. Now i’m grateful for your work and then hope that you comprehend what a great job you were undertaking training the rest using your website. More than likely you haven’t met any of us.

  128. Excellent post. I was checking continuously this blog and I’m impressed! Extremely helpful info specifically the last part 🙂 I care for such information a lot. I was looking for this certain information for a very long time. Thank you and good luck.

  129. Thank you for sharing superb informations. Your site is so cool. I am impressed by the details that you have on this web site. It reveals how nicely you understand this subject. Bookmarked this web page, will come back for more articles. You, my friend, ROCK! I found simply the info I already searched all over the place and simply couldn’t come across. What an ideal web-site.

  130. You really make it seem so easy with your presentation but I find this matter to be really something which I think I would never understand. It seems too complicated and extremely broad for me. I am looking forward for your next post, I will try to get the hang of it!

  131. Hello! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing months of hard work due to no back up. Do you have any methods to protect against hackers?

  132. This is a very good tip especially to those fresh to the blogosphere. Simple but very precise information… Thank you for sharing this one. A must read article!

  133. Next time I read a blog, Hopefully it does not fail me as much as this one. After all, I know it was my choice to read through, nonetheless I really believed you would probably have something helpful to say. All I hear is a bunch of whining about something you could fix if you were not too busy searching for attention.

  134. Hi, I do think this is an excellent site. I stumbledupon it 😉 I am going to come back once again since i have bookmarked it. Money and freedom is the best way to change, may you be rich and continue to guide others.

  135. I blog frequently and I seriously thank you for your information. This article has really peaked my interest. I am going to bookmark your blog and keep checking for new information about once a week. I opted in for your RSS feed too.

  136. Oh my goodness! Incredible article dude! Thanks, However I am having problems with your RSS. I don’t know why I can’t join it. Is there anybody getting identical RSS problems? Anyone that knows the solution will you kindly respond? Thanks!!

  137. you’re really a good webmaster. The website loading speed is incredible. It seems that you’re doing any unique trick. Moreover, The contents are masterwork. you’ve done a fantastic job on this topic!

  138. Hello there! I could have sworn I’ve visited this blog before but after looking at some of the posts I realized it’s new to me. Nonetheless, I’m certainly delighted I discovered it and I’ll be bookmarking it and checking back frequently!

  139. The very next time I read a blog, Hopefully it doesn’t fail me just as much as this one. I mean, Yes, it was my choice to read, nonetheless I truly thought you’d have something helpful to say. All I hear is a bunch of whining about something that you could fix if you weren’t too busy looking for attention.

  140. An intriguing discussion is worth comment. There’s no doubt that that you should write more about this subject matter, it might not be a taboo subject but generally folks don’t discuss such issues. To the next! Kind regards!!

  141. Having read this I believed it was very enlightening. I appreciate you finding the time and energy to put this content together. I once again find myself personally spending way too much time both reading and posting comments. But so what, it was still worthwhile!

  142. Hi, I do think this is an excellent blog. I stumbledupon it 😉 I will come back once again since I book marked it. Money and freedom is the greatest way to change, may you be rich and continue to guide others.

  143. I need to to thank you for this very good read!! I definitely loved every little bit of it. I’ve got you saved as a favorite to look at new stuff you post…

  144. When I originally commented I appear to have clicked the -Notify me when new comments are added- checkbox and now each time a comment is added I get 4 emails with the exact same comment. Perhaps there is a means you are able to remove me from that service? Thanks!

  145. I would like to thank you for the efforts you’ve put in writing this site. I’m hoping to check out the same high-grade content from you in the future as well. In truth, your creative writing abilities has encouraged me to get my own site now 😉

  146. You’re so awesome! I do not think I’ve read something like that before. So wonderful to discover someone with genuine thoughts on this topic. Seriously.. many thanks for starting this up. This web site is one thing that is required on the internet, someone with a bit of originality!

  147. Good day! I simply wish to offer you a huge thumbs up for the excellent info you have got right here on this post. I’ll be coming back to your website for more soon.

  148. I truly love your website.. Pleasant colors & theme. Did you make this amazing site yourself? Please reply back as I’m attempting to create my own personal website and would like to know where you got this from or exactly what the theme is called. Cheers!

  149. After exploring a number of the articles on your site, I really like your way of writing a blog. I added it to my bookmark webpage list and will be checking back soon. Take a look at my web site too and tell me your opinion.

  150. An impressive share! I’ve just forwarded this onto a coworker who has been doing a little research on this. And he in fact bought me breakfast due to the fact that I discovered it for him… lol. So let me reword this…. Thanks for the meal!! But yeah, thanks for spending some time to talk about this matter here on your web site.

  151. An intriguing discussion is definitely worth comment. I do think that you should publish more about this subject, it may not be a taboo matter but usually people don’t discuss such topics. To the next! Best wishes!!

  152. Hi, I do think this is a great web site. I stumbledupon it 😉 I may revisit yet again since I saved as a favorite it. Money and freedom is the best way to change, may you be rich and continue to help other people.

  153. An impressive share! I’ve just forwarded this onto a co-worker who has been conducting a little research on this. And he in fact ordered me breakfast because I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending time to discuss this topic here on your web page.

  154. Thank you for the sensible critique. Me & my neighbor were just preparing to do some research about this. We got a grab a book from our local library but I think I learned more from this post. I am very glad to see such great information being shared freely out there.

  155. Having read this I believed it was rather informative. I appreciate you spending some time and effort to put this short article together. I once again find myself personally spending a lot of time both reading and leaving comments. But so what, it was still worthwhile!

  156. After going over a number of the blog articles on your website, I honestly like your way of blogging. I saved as a favorite it to my bookmark site list and will be checking back in the near future. Please visit my web site as well and tell me what you think.

  157. Hi there! I could have sworn I’ve been to this blog before but after going through some of the articles I realized it’s new to me. Nonetheless, I’m certainly pleased I stumbled upon it and I’ll be bookmarking it and checking back regularly!

  158. Hey there! I simply would like to give you a big thumbs up for your great info you’ve got right here on this post. I will be returning to your web site for more soon.

  159. Good day! I could have sworn I’ve been to your blog before but after looking at many of the posts I realized it’s new to me. Nonetheless, I’m certainly delighted I found it and I’ll be book-marking it and checking back often!

  160. I’m amazed, I must say. Seldom do I come across a blog that’s both equally educative and amusing, and let me tell you, you’ve hit the nail on the head. The problem is something that too few folks are speaking intelligently about. I am very happy that I found this in my search for something regarding this.

  161. Yesterday, while I was at work, my cousin stole my apple
    ipad and tested to see if it can survive a thirty foot drop, just so she can be a youtube sensation. My apple ipad is now destroyed and she has 83 views.
    I know this is totally off topic but I had to share it with someone!

  162. When I initially commented I appear to have clicked the -Notify me when new
    comments are added- checkbox and from now on every time a
    comment is added I receive four emails with the exact same comment.
    Perhaps there is a means you can remove me from that service?
    Thanks a lot!

  163. I do not know if it’s just me or if perhaps everyone else experiencing issues with your
    site. It appears as though some of the text
    within your posts are running off the screen. Can somebody else please provide feedback and
    let me know if this is happening to them too?
    This may be a issue with my web browser because I’ve had
    this happen previously. Appreciate it

  164. – xoc dia online

    After exploring a handful of the articles on your web page, I honestly appreciate your technique of writing a blog. I added it to my bookmark webpage list and will be checking back in the near future. Please visit my website too and tell me your opinio…

  165. Hello, i think that i saw you visited my website so
    i came to “return the favor”.I am trying to find things to enhance my site!I suppose its ok to use a
    few of your ideas!!

  166. İnsanları bir araya getiren ve Müslümanların ibadet etmek için bir arada bulundukları camilerin dış yapısı kadar iç yapısı da oldukça önemlidir. İbadet eden kişilerin huzurlu bir biçimde ibadetlerini gerçekleştirebilmeleri için cami içerisinde kullanılan motif, desen, halı gibi detaylar önemlidir. Camilerden içeri girildiği zaman ilk dikkat çeken ve iç yapıyı tamamlayan bir detay olan cami halıları da bu açıdan önemle seçilmesi gereken bir unsurdur. Cami halısı kullanımında dikkat edilmesi gereken birçok önemli detay bulunur. Bunlardan ilki halının desen yapısıdır. Ülkemizde bulunan camilerde en çok tercih edilen desen türü ise saflı desen ve göbek desen halı seçenekleridir. Dikkat edilmesi gereken diğer bir detay ise halının rengidir. Cami halısının rengi iç mimariye uygun, kolay kirlenmeyecek ve leke göstermeyecek ve ibadet sırasında kişilerin dikkatini dağıtmayacak, zihin karışıklığına sebep vermeyecek bir renkte olmalıdır.. Cami halısı kullanımında dikkat edilmesi gereken diğer detaylardan bir tanesi de üretimde kullanılan hammaddedir. İnsan derisinin halı ile temas etmesi göz önüne alındığında hammaddenin sağlığa zararlı olmaması gerekir. Ayrıca kullanılan halının kir ve toz tutmaması da önemlidir, bu nedenle çoğunlukla yün halılar tercih edilir. Hem sağlık açısından hem de uzun süreli kullanım imkanı sunması nedeniyle en ideal hammadde tercihi yündür. Plastik ve türevi malzemeler ibadet sırasında yaşanabilecek elektriklenme ve dikkat dağıtma gibi etkenler yüzünden tercih edilmemektedir.

  167. link letou

    Hi! I could have sworn I�ve been to this web site before but after browsing through some of the posts I realized it�s new to me. Anyways, I�m definitely happy I found it and I�ll be bookmarking it and checking back frequently!

  168. Naturel Cami Halısı, daha çok sade görünüme sahip gri ve toprak tonları rengi olan cami halılarıdır. İçerisinde de doğal hammaddesinde de doğal ürünler kullanılmaktadır.Yün Cami Halısı,cami halıları seçimi yapılırken zemin yapısı ve alttan ısınma çok önemlidir. İbadet edenlerin sağlığı dikkate alındığından diğer malzemelerin olumsuz sonuçlar doğurduğu görülmüştür. Özellikle plastik ve türevleri elektriklenme yapacağından ibadet esnasında dikkat dağılmasına yol açabilir. Cami Halısı Modelleri ve Cami Halısı Fiyatları hakkında detaylı bilgi almak ve ürünleri yerlerinde incelemek için ürünlere bakmaya gidebilirsiniz.

  169. link letou

    Nice post. I learn something new and challenging on blogs I stumbleupon everyday. It will always be interesting to read content from other writers and practice a little something from their sites.

  170. What’s Going down i’m new to this, I stumbled upon this I have discovered It absolutely useful and it has aided me out loads. I’m hoping to contribute & help different users like its aided me. Good job.|

  171. All-on-4 Имплантация зубов цена под ключ в Москве 120000 руб – протезирование на 4 имплантахОрганизация корпоративного питания сотрудников — главное направление работыИмплантация зубов All-on-4 – популярная услуга в клинике доктора Сойфера. Качественное протезирование (Все-на-четырех) – гарантия лучшей цены под ключ! Реальные отзывы клиентов

  172. try this

    […]we like to honor a lot of other web sites on the internet, even when they aren’t linked to us, by linking to them. Below are some webpages really worth checking out[…]

  173. Do you mind if I quote a few of your articles as long as I provide credit and sources back to your webpage? My blog is in the exact same niche as yours and my visitors would definitely benefit from some of the information you present here. Please let me know if this ok with you. Regards!|

  174. Üyelik alanları Casibom giriş işlemleri gibi sistemde sorunsuz hizmet veren önemli ve gerekli alalar arasındadır. Bahis severlerin bahis sitelerini üyelik gerçekleştirmeden kullanmaları mümkün olmamaktadır. Casibom giriş işlemlerinin yapılması için üyelik kaydının aktivasyon alanları ile birlikte gerçekleştirmesi gerekmektedir. Üyelikte oluşan sorunlar Casibom giriş işlemlerinde de sorun yaşanmasına sebebiyet vermektedir.

  175. Sitenin güncellenmesi en önde gelen özellikleri arasındadır. Ayrıca site ana sayfasında kullanıcıların yapacağı tüm işlemler etkili şekilde sıralanmıştır. Bahis severlere sunulan renkli ve eğlenceli grafik tasarımı da sitenin dikkat çeken bir diğer özelliği olmaktadır. Sağ alt bölümde sürekli aktif olan canlı destek ekibi ile soru ve sorunlar anında çözümlenmektedir.

  176. Kanal tedavisi, işte bu kanallar içerisinde bulunan, enfekte
    sinirlerin uzaklaştırılması ve kanalların dezenfekte edilerek doku dostu kanal dolgu maddeleri
    ile doldurulması işlemine verilen addır. Günümüzde hemen hemen hiçbir dişin çekimine
    gerek kalmadan yapılmış iyi kanal tedavileri ile dişler kurtulabilmektedir.

  177. Ortalama Ömür 20-30 Yıl Çok çeşitli renk alternatifleri, desenleri bulunur. Cami Halısı Özellikleri İnsanları bir araya getiren ve Müslümanların ibadet etmek için bir arada bulundukları camilerin dış yapısı kadar iç yapısı da oldukça önemlidir. İbadet eden kişilerin huzurlu bir biçimde ibadetlerini gerçekleştirebilmeleri için cami içerisinde kullanılan motif, desen, halı gibi detaylar önemlidir. Camilerden içeri girildiği zaman ilk dikkat çeken ve iç yapıyı tamamlayan bir detay olan cami halıları da bu açıdan önemle seçilmesi gereken bir unsurdur. Cami halısı kullanımında dikkat edilmesi gereken birçok önemli detay bulunur. Bunlardan ilki halının desen yapısıdır. Ülkemizde bulunan camilerde en çok tercih edilen desen türü ise saflı desen ve göbek desen halı seçenekleridir. Dikkat edilmesi gereken diğer bir detay ise halının rengidir. Cami halısının rengi iç mimariye uygun, kolay kirlenmeyecek ve leke göstermeyecek ve ibadet sırasında kişilerin dikkatini dağıtmayacak, zihin karışıklığına sebep vermeyecek bir renkte olmalıdır.. Cami halısı kullanımında dikkat edilmesi gereken diğer detaylardan bir tanesi de üretimde kullanılan hammaddedir. İnsan derisinin halı ile temas etmesi göz önüne alındığında hammaddenin sağlığa zararlı olmaması gerekir. Ayrıca kullanılan halının kir ve toz tutmaması da önemlidir, bu nedenle çoğunlukla yün halılar tercih edilir. Hem sağlık açısından hem de uzun süreli kullanım imkanı sunması nedeniyle en ideal hammadde tercihi yündür. Plastik ve türevi malzemeler ibadet sırasında yaşanabilecek elektriklenme ve dikkat dağıtma gibi etkenler yüzünden tercih edilmemektedir.

  178. Протезирование зубов на имплантах – цена от 28000 руб под ключВы можете заказать услугу организации корпоративного питания сотрудников предприятия, работников или персонала фирмы в Москве и Московской области.Стоматология Сойфера предлагает качественное протезирование на имплантах под ключ по технологиям AB Dental и Nobel Biocare! Установка протеза на имплантах в Москве
    Имплантация зубов All-on-4 – популярная услуга в клинике доктора Сойфера. Качественное протезирование (Все-на-четырех) – гарантия лучшей цены под ключ! Реальные отзывы клиентов

  179. Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.|

  180. nha cai, nha cai uy tin

    Hi! I could have sworn I�ve been to this web site before but after browsing through some of the posts I realized it�s new to me. Anyways, I�m definitely happy I found it and I�ll be bookmarking it and checking back frequently!

  181. Greetings from Colorado! I’m bored at work so I decided to browse your site on my iphone during lunch break. I enjoy the information you present here and can’t wait to take a look when I get home. I’m amazed at how fast your blog loaded on my mobile .. I’m not even using WIFI, just 3G .. Anyhow, very good site!|

  182. Sweet bonanza birçok casino oyunlarının geliştiricisi olan Pragmatic Play tarafından üretilmiştir. Bu şirket tarafından ortaya çıkarılması güvenilir olduğunu gösteriyor. Fakat dolandırıcılardan oluşan bir ortamda açılan sahte bahis siteleri ile bu güven sarsılabilir. Çünkü sweetbonanza oyna diyerek yaptığınız bahislerde kazanç elde etseniz dahi paranızı alamama gibi bir durum söz konusu. Bu sebeple oyunun güvenilirliğinin büyük bir kısmı oynatılan siteye de bağlıdır. Bu sebeple yukarda belirttiğimiz siteler haricinde oynayacağınız bahis sitelerini iyi araştırmalısınız.

  183. 現場兒童色情片 活婴儿色情片 儿童色情 児童ポルノ 兒童色情 国产线播放免费人成视频播放 国产线播放免费人成视频播放 Ana SayfaHakkımızdaÜrünlerimizKalite BelgelerimizReferanslarımızBlogE-KatalogİletişimFrançaisEnglish Cami ve Yurt Halısı ModelleriCami ve Yurt Halısı Modelleri balksz-1-min 0 Kokusuz Yünden Üretilen Cami ve Yurt Halıları

  184. Beste Reiseführer, Empfehlungen, News

    Having read this I thought it was really informative. I appreciate you finding the time and effort to put this short article together. I once again find myself spending a significant amount of time both reading and leaving comments. But so what, it was…

  185. مسيار الرياض

    […]Wonderful story, reckoned we could combine a couple of unrelated information, nevertheless genuinely worth taking a search, whoa did 1 discover about Mid East has got extra problerms too […]

  186. Billig Casino

    You made some decent points there. I looked on the internet for more information about the issue and found most individuals will go along with your views on this website.

  187. Açıklamalar Ürünler; 1450gr/m2 2100gr/m2 iplik (Polyamide(PA)) agirligindaki halılardan üretilmektedir. Özel sipariş kapsamında (min.1000m2) “Yün” ve “Sentetik” hammadelerden özel desen, renk ve kalite üretimi yapılabilir. Resim-fotoğraf renkleri ile gerçek ürün renkleri arasında farklılık olması kaçınılmazdır.

  188. Devamını OkuDevamını Oku celebizadeeski Çelebizade Halı ürettiği kaliteli, uzun ömürlü, sağlam, hepsi birbirinden güzel desen ve renklerdeki, diz izi yapmayan, tüy ya da toz bırakmayan, anti-statik, anti-bakteriyel ve insan sağlığına uyumlu halılarıyla ülkemizde cami halısı ve yurt halısı sektöründe sıklıkla tercih edilen bir markadır. Çelebizade Halı’da müşteri memnuniyeti ve güvenine her şeyden çok önem verilmektedir. Bu sebeple tüm halılarımız halının bir kere alınıp, yıllarca kullanılan bir eşya olduğunun bilinciyle kaliteli malzemeden ve uzun yıllar dayanıklılığını koruyacak şekilde üretilmektedir.Ayrıca “Sonsuz Desen ve Renk” ilkesiyle, birbirinden güzel cami halısı desenleri, yurt halısı desenleri, sınır tanımayan renk seçenekleri ile cami halısı ve yurt halısı sektörlerinde çığır açmıştır. Üstelik yurt içi pazarında oldukça ilgi gören Çelebizade Halı, ürettiği kaliteli, uzun ömürlü, göz dolduran,farklı desen ve renk seçeneklerine sahip cami halılarını yurt dışı pazarına da sunmuş, burada da oldukça yoğun bir ilgiyle karşılaşmıştır.

LEAVE A REPLY

Please enter your comment!
Please enter your name here