Home Business Sanctions against audit firms will improve work quality — PwC

Sanctions against audit firms will improve work quality — PwC

By
caleb
-
9099
640
PWc Ghana

The accounting and auditing firm, PwC, says it supports the sanctions that the Institute of Chartered Accountants, Ghana (ICAG) imposed on four auditing firms for various breaches of auditing principles.

While describing the GH¢2.2 million fine that the ICAG imposed on the four auditing firms as a step in the right direction, the Country Manager of PwC, Mr Vish Ashiagbor, told the Daily Graphic in Accra yesterday that he was convinced that the fine would put the affected auditors and other firms in the country on their toes to properly execute their duties, going forward.

He added that that should lead to a marked improvement in the quality of auditing and accounting in the country.

Mr Ashiagbor was speaking in an interview on the recent imposition of fines on Pannell Kerr Forster (PKF) Chartered Accountants, J. Mills Lamptey & Co., Morrison & Associates and Deloitte & Touche by the ICAG, which regulates the accounting and auditing profession in the country.

He spoke after the PwC had launched its 2018 Banking Survey Report in Accra.

The ICAG announced the sanctions in a press release last Monday, after a fact-finding committee had found the work of the affected auditing firms on six collapsed banks short of the ethics and the requirements of the International Standards on Auditing (ISA).

The four firms audited the accounts of The Royal Bank, uniBank, BEIGE Bank, Capital Bank, UT Bank and the Construction Bank at various times prior to their collapse in 2017 and 2018.

The fines were the first of their kind by the accounting and auditing watchdog since its establishment 56 years ago.

Mr Ashiagbor said the action by the ICAG was appropriate and in line with the institute’s procedures.

“I think the ICAG has done a good job; it has taken proactive measures to understand where one or two auditors fell a bit short and taken the steps in line with our institute’s procedures. So I am quite satisfied that the process is working,” he said.

When asked how the sanctions would impact delivery in the audit industry, going forward, the PwC Country Manager said it would raise the quality of output of auditors.

“Obviously, when your regulator has found you wanting in one or two ways, you will actually respond to it. The fact that you have been fined is an additional punitive measure, but, ordinarily, every professional would want to raise the standards higher.

“So if your regulator comes to you and says: ‘I have looked at your work and you seem to have fallen short in these areas, naturally, there will be an effort to close those gaps, and that is my expectation,” Mr Ashiagbor said.

He added that in terms of impact on the firms and the profession as a whole, it could only lead to the raising of the quality, which was actually the intent of the whole thing.

After the conclusion of the fact-finding initiative and the imposition of the fines, he said, he expected practitioners in the industry and other stakeholders to take the findings in good faith and be guided by them.

He, however, disagreed with assertions that the implication of the four auditing firms meant that the ICAG’s quality control programme was not delivering optimal results.

“When you talk about compliance, quality control and supervision, they can never be 100 per cent,” he said.
Mr Ashiagbor explained that those quality control measures were ongoing processes that would help improve delivery.

Meanwhile, the PwC’s 2018 Banking Survey has found that top bank executives endorsed the Bank of Ghana’s (BoG’s) reform exercise which ended in August this year and resulted in nine banks being closed down.

The report, which was presented to the media by a Senior Manager at the firm, Mr Destiny Attatsitsey, found that 83 per cent of bank executives indicated that they would deploy the new minimum capital, resulting from the reforms, to new income -generating activities, particularly loans.

It said the executives were of the view that the additional capital, coupled with an increase in the single obligor limit, put banks on a good trajectory to explore lending opportunities.

Mr Attatsitsey said the survey covered 19 out of the 23 banks currently in operation.

RELATED ARTICLESMORE FROM AUTHOR

640 COMMENTS

  7. Thanks a lot for providing individuals with such a spectacular chance to check tips from here. It is always very lovely and also packed with a lot of fun for me and my office mates to visit your blog no less than 3 times a week to read through the latest secrets you will have. Not to mention, I am just certainly impressed for the dazzling points you serve. Selected 3 facts in this posting are particularly the finest we have ever had.

  10. I simply want to say I am just new to blogging and site-building and truly savored your page. Likely I’m going to bookmark your website . You really have beneficial article content. Many thanks for sharing your web site.

  11. consorcio de carros usados em belo horizonte consorcio de veiculos pelo banco do brasil consorcio de carros porto seguro consorcio de carros semi novos volkswagen consorcio banco do brasil carros usados consorcio honda carros simulador consorcio de veiculos bradesco como funciona consorcio de carros itau consorcio de carros chevrolet prisma consorcio de veiculos rodobens.

  12. consorcio itau simulador motos simulador de consorcio imobiliario caixa economica consorcio imovel contemplado rs consorcio imovel bb simulador consorcio imobiliario itau como funciona consorcio imovel banco santander consorcio de imoveis contemplados bradesco consorcio para reforma de imovel bradesco consorcio imobiliario santander reclame aqui consorcio imovel bradesco vale a pena consorcio de imoveis itau simulador consorcio de imovel banco do brasil.

  13. consorcio caminhao contemplado carta de credito de caminhao carta de credito de caminhao contemplada consorcio de maquinas agricolas usadas consorcio de onibus rodoviario consorcio para caminhao usado consorcio de veiculo pesado consorcio caminhao contemplado consorcio caminhoes contemplados consorcio contemplado de maquinas agricolas carta de credito para comprar caminhao consorcio contemplado caminhao curitiba carta de credito de maquinas consorcio contemplado caminhao mg.

  14. A lot of thanks for all of the hard work on this blog. My niece takes pleasure in engaging in internet research and it is simple to grasp why. We learn all relating to the compelling method you make helpful suggestions by means of your blog and therefore attract contribution from visitors on this area while my princess is discovering a lot of things. Have fun with the rest of the new year. You’re carrying out a very good job.

  16. carta de credito de automovel de luxo consorcios de carro de luxo consorcio de veiculo de luxo carta de credito de veiculo de luxo carta de credito de carro de luxo consorcio de carros de luxo carta credito de veiculos de luxo carta credito de carros de luxo cartas credito de carros de luxo consorcio de automoveis de luxo carta de credito de veiculo de luxo carta credito de carros de luxo carta credito de carro de luxo cartas de credito de carros de luxo consorcio de veiculo de luxo carta credito de carros de luxo.

  18. consorcio bb imovel simulacao consorcio imobiliario porto seguro login consorcio itau imoveis vale a pena consorcio imobiliario contemplado banco do brasil consorcio bradesco imoveis reclame aqui consorcio de imoveis magazine luiza consorcio imovel porto seguro consorcio de imoveis porto seguro e confiavel consorcio imobiliario santander reclame aqui consorcio imovel porto seguro atendimento ao cliente como funciona o consorcio de imoveis do banco do brasil consorcio imobiliario bradesco telefone.

  19. consorcio de imoveis contemplados bradesco consorcio imovel santander simulador consorcio imobiliario contemplado reclame aqui consorcio rodobens imoveis consorcio bradesco imoveis simulador consorcio imovel banco bradesco consorcio imovel porto seguro tabela consorcio de imovel pela caixa economica federal consorcio imoveis banco do brasil consorcio contemplado caixa imoveis consorcio bradesco imoveis simulador simulador consorcio imovel caixa economica federal.

  23. Right here is the right blog for anyone who would like to find out about this topic. You understand so much its almost tough to argue with you (not that I really would want to…HaHa). You certainly put a fresh spin on a topic which has been written about for a long time. Excellent stuff, just great.

  24. It is the best time to make a few plans for the long run and it is time to be happy. I’ve learn this publish and if I may just I wish to counsel you few interesting issues or tips. Maybe you can write next articles referring to this article. I desire to read even more things about it!

  25. I do believe all the concepts you’ve introduced in your post. They are very convincing and can certainly work. Still, the posts are very brief for newbies. May just you please lengthen them a bit from next time? Thank you for the post.

  26. Hi there, simply turned into aware of your blog through Google, and found that it is really informative. I’m gonna watch out for brussels. I will appreciate when you continue this in future. Lots of other folks might be benefited out of your writing. Cheers!

  27. What i don’t realize is if truth be told how you are not really a lot more smartly-favored than you might be right now. You are so intelligent. You already know therefore significantly when it comes to this matter, produced me in my opinion consider it from so many varied angles. Its like men and women are not interested until it is one thing to do with Girl gaga! Your personal stuffs excellent. Always handle it up!

  29. Hello! I just wanted to ask if you ever have any issues with hackers? My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to no data backup. Do you have any solutions to stop hackers?

  31. Hi there, I think your website could be having internet browser compatibility problems. When I look at your site in Safari, it looks fine however, when opening in IE, it’s got some overlapping issues. I merely wanted to give you a quick heads up! Besides that, wonderful blog.

  38. Good ¡V I should definitely pronounce, impressed with your website. I had no trouble navigating through all tabs and related info ended up being truly easy to do to access. I recently found what I hoped for before you know it at all. Quite unusual. Is likely to appreciate it for those who add forums or something, website theme . a tones way for your customer to communicate. Nice task..

  43. Yet another thing I would like to convey is that as an alternative to trying to suit all your online degree classes on days that you finish work (since the majority people are tired when they return), try to obtain most of your instructional classes on the weekends and only a few courses on weekdays, even if it means a little time away from your saturdays. This pays off because on the weekends, you will be more rested along with concentrated on school work. Thanks a lot for the different tips I have figured out from your blog site.

  45. Throughout the grand pattern of things you actually secure a B- with regard to effort. Where you lost us was first on the details. You know, it is said, details make or break the argument.. And it could not be more accurate at this point. Having said that, let me say to you just what exactly did deliver the results. The article (parts of it) is very powerful which is most likely why I am taking the effort in order to opine. I do not make it a regular habit of doing that. Next, although I can certainly notice the leaps in reason you make, I am not necessarily sure of exactly how you seem to connect the details that produce the actual conclusion. For the moment I shall subscribe to your issue however hope in the near future you actually connect the dots much better.

  47. Do you mind if I quote a couple of your posts as long as I provide credit and sources back to your website? My blog site is in the very same area of interest as yours and my users would definitely benefit from some of the information you present here. Please let me know if this alright with you. Regards!

  48. I have seen lots of useful elements on your web page about pc’s. However, I have the view that laptop computers are still not quite powerful sufficiently to be a good option if you frequently do things that require a great deal of power, for instance video croping and editing. But for internet surfing, statement processing, and the majority of other common computer work they are perfectly, provided you can’t mind the little screen size. Many thanks for sharing your thinking.

  49. After study a couple of of the weblog posts on your website now, and I actually like your method of blogging. I bookmarked it to my bookmark web site checklist and will probably be checking again soon. Pls check out my site as properly and let me know what you think.

  53. You really make it appear really easy with your presentation however I find this topic to be really one thing which I feel I might never understand. It sort of feels too complicated and extremely broad for me. I am taking a look ahead in your next post, I will attempt to get the grasp of it!

  56. One more thing. It’s my opinion that there are many travel insurance web pages of respected companies that permit you to enter a trip details and acquire you the prices. You can also purchase your international travel cover policy online by using the credit card. Everything you should do would be to enter the travel information and you can view the plans side-by-side. Just find the plan that suits your finances and needs and then use your bank credit card to buy the item. Travel insurance on the internet is a good way to start looking for a reliable company with regard to international travel cover. Thanks for discussing your ideas.

  57. Aw, this was a really nice post. In idea I want to put in writing like this additionally – taking time and precise effort to make an excellent article… but what can I say… I procrastinate alot and certainly not appear to get one thing done.

  59. Faytech North America is a touch screen Manufacturer of both monitors and pcs. They specialize in the design, development, manufacturing and marketing of Capacitive touch screen, Resistive touch screen, Industrial touch screen, IP65 touch screen, touchscreen monitors and integrated touchscreen PCs. Contact them at http://www.faytech.us, 121 Varick Street, New York, NY 10013, +1 646 205 3214

  63. Thanks for these tips. One thing I should also believe is that often credit cards featuring a 0% rate of interest often appeal to consumers together with zero interest, instant acceptance and easy over-the-internet balance transfers, nevertheless beware of the most recognized factor that will certainly void that 0% easy street annual percentage rate as well as throw one out into the poor house rapidly.

  64. Awesome website you have here but I was curious if you knew of any message boards that cover the same topics discussed in this article? I’d really love to be a part of community where I can get responses from other experienced people that share the same interest. If you have any suggestions, please let me know. Appreciate it!

  66. I do agree with all the ideas you have presented in your post. They’re very convincing and can definitely work. Nonetheless, the posts are too quick for newbies. May just you please extend them a bit from subsequent time? Thank you for the post.

  67. I really want to notify you that I am new to online blogging and undeniably enjoyed your post. Very possible I am inclined to store your blog post . You undoubtedly have stunning article material. Like it for swapping with us your own site report

  69. I haven’t checked in here for some time as I thought it was getting boring, but the last few posts are great quality so I guess I’ll add you back to my daily bloglist. You deserve it my friend 🙂

  70. Thanks for your article. It is extremely unfortunate that over the last years, the travel industry has had to tackle terrorism, SARS, tsunamis, flu virus, swine flu, and also the first ever true global economic downturn. Through it the industry has really proven to be sturdy, resilient plus dynamic, finding new solutions to deal with trouble. There are usually fresh difficulties and possibilities to which the marketplace must once more adapt and reply.

  73. I am extremely impressed with your writing skills and also with the layout for your weblog. Is this a paid topic or did you customize it yourself? Either way stay up the excellent high quality writing, it is rare to see a great weblog like this one nowadays..

  74. I¡¦ve been exploring for a little for any high quality articles or blog posts in this sort of area . Exploring in Yahoo I finally stumbled upon this web site. Reading this info So i¡¦m glad to express that I’ve a very just right uncanny feeling I came upon just what I needed. I most undoubtedly will make certain to don¡¦t omit this web site and provides it a glance on a continuing basis.

  80. Thanks for making me to get new concepts about desktops. I also hold the belief that certain of the best ways to help keep your mobile computer in leading condition is with a hard plastic-type case, or even shell, which fits over the top of your computer. These kinds of protective gear are usually model precise since they are made to fit perfectly across the natural housing. You can buy them directly from the vendor, or via third party places if they are available for your laptop, however not all laptop will have a cover on the market. Just as before, thanks for your points.

  82. Tabela Modelleri, ihtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir ÅŸekilde sıraladık. Tabela imalatı için bize ulaşın. https://www.tabelamodelleri.co Ä°stanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Güvenilir Tabela hizmeti al, zaman kazan, garantide ol. Ä°stanbul’da binlerce Tabela Firması hazır. Ödüllü giriÅŸim. Yılda 2 milyon mutlu müşteri. Yeni bir iÅŸletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi.

  84. Hey there! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good success. If you know of any please share. Thanks!

  87. We are a gaggle of volunteers and opening a new scheme in our community. Your site offered us with valuable information to paintings on. You have performed an impressive task and our whole community will probably be grateful to you.

  88. This is the correct weblog for anyone who wants to search out out about this topic. You realize a lot its nearly onerous to argue with you (not that I truly would want…HaHa). You definitely put a brand new spin on a topic thats been written about for years. Nice stuff, simply great!

  90. After I initially commented I seem to have clicked on the -Notify me when new comments are added- checkbox and from now on whenever a comment is added I get 4 emails with the exact same comment. Perhaps there is a means you are able to remove me from that service? Thanks.

  91. I have to convey my respect for your generosity giving support to individuals that absolutely need guidance on the matter. Your personal commitment to passing the message all over appears to be exceptionally practical and has surely encouraged ladies like me to get to their objectives. The helpful key points signifies this much a person like me and further more to my office colleagues. Thank you; from all of us.

  93. I’m curious to find out what blog system you happen to be working with? I’m having some small security issues with my latest website and I’d like to find something more safeguarded. Do you have any suggestions?

  97. Tabela Modelleri, İhtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir şekilde sıraladık. Tabela imalatı için bize ulaşın. İstanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Sitemizde zengin tabela modelleri bulabilirsiniz. Firmamız ışıklı tabela, ışıksız tabela, paslanmaz harf tabela, led tabela, totem tabela imalatı yapılmaktadır. https://www.tabelamodelleri.com/ Işıklı ve ışıksız reklam tabelaları markanızın görselliğini arttırır ve fark edilebilir olmanızı sağlar. Tabelacı tabela ışıklı tabela led tabela çatı tabelası hastane tabela otel tabela mağaza tabelası totem tabela tabela imalatı avm tabelası. Yeni bir işletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi? Tabelacı’nın yapacağı tasarımlar ve oluşturduğu görselleri iyi düzenleyip, firma veya kurumun kurumsal kimliğine uygun halde düzenleyerek müşteriye sunması.

  101. Woah! I’m really digging the template/theme of this website. It’s simple, yet effective. A lot of times it’s hard to get that “perfect balance” between superb usability and appearance. I must say that you’ve done a fantastic job with this. In addition, the blog loads super quick for me on Internet explorer. Exceptional Blog!

  104. I seriously love your website.. Pleasant colors & theme. Did you make this website yourself? Please reply back as I’m attempting to create my very own site and want to learn where you got this from or just what the theme is named. Appreciate it.

  106. I¡¦ve been exploring for a bit for any high-quality articles or weblog posts on this sort of space . Exploring in Yahoo I ultimately stumbled upon this web site. Reading this information So i am glad to convey that I have a very good uncanny feeling I found out just what I needed. I so much certainly will make sure to do not forget this web site and provides it a look regularly.

  113. Thank you for the sensible critique. Me and my neighbor were just preparing to do a little research on this. We got a grab a book from our local library but I think I learned more from this post. I’m very glad to see such fantastic info being shared freely out there.

  114. Howdy, i read your blog from time to time and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you prevent it, any plugin or anything you can recommend? I get so much lately it’s driving me mad so any assistance is very much appreciated.

  119. Pretty nice post. I just stumbled upon your blog and wished to say that I have really enjoyed browsing your blog posts. After all I will be subscribing to your rss feed and I hope you write again very soon!

  120. I want to show some thanks to you just for bailing me out of this problem. As a result of searching through the the net and finding solutions which were not helpful, I figured my life was done. Existing devoid of the approaches to the issues you have resolved as a result of your good website is a crucial case, and the ones which may have adversely affected my career if I had not come across your web page. Your own personal understanding and kindness in playing with every item was important. I don’t know what I would have done if I had not come across such a thing like this. I’m able to at this time look forward to my future. Thanks so much for the reliable and sensible guide. I won’t be reluctant to endorse your site to any person who needs and wants care on this area.

  121. The next time I learn a blog, I hope that it doesnt disappoint me as a lot as this one. I mean, I do know it was my choice to read, but I really thought youd have something attention-grabbing to say. All I hear is a bunch of whining about something that you would fix for those who werent too busy searching for attention.

  124. Tabela Modelleri, İhtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir şekilde sıraladık. Tabela imalatı için bize ulaşın. İstanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Sitemizde zengin tabela modelleri bulabilirsiniz. Firmamız ışıklı tabela, ışıksız tabela, paslanmaz harf tabela, led tabela, totem tabela imalatı yapılmaktadır. https://www.tabelamodelleri.com/ Işıklı ve ışıksız reklam tabelaları markanızın görselliğini arttırır ve fark edilebilir olmanızı sağlar. Tabelacı tabela ışıklı tabela led tabela çatı tabelası hastane tabela otel tabela mağaza tabelası totem tabela tabela imalatı avm tabelası. Yeni bir işletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi? Tabelacı’nın yapacağı tasarımlar ve oluşturduğu görselleri iyi düzenleyip, firma veya kurumun kurumsal kimliğine uygun halde düzenleyerek müşteriye sunması.

  125. Tabela Modelleri, İhtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir şekilde sıraladık. Tabela imalatı için bize ulaşın. İstanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Sitemizde zengin tabela modelleri bulabilirsiniz. Firmamız ışıklı tabela, ışıksız tabela, paslanmaz harf tabela, led tabela, totem tabela imalatı yapılmaktadır. https://www.tabelamodelleri.com/ Işıklı ve ışıksız reklam tabelaları markanızın görselliğini arttırır ve fark edilebilir olmanızı sağlar. Tabelacı tabela ışıklı tabela led tabela çatı tabelası hastane tabela otel tabela mağaza tabelası totem tabela tabela imalatı avm tabelası. Yeni bir işletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi? Tabelacı’nın yapacağı tasarımlar ve oluşturduğu görselleri iyi düzenleyip, firma veya kurumun kurumsal kimliğine uygun halde düzenleyerek müşteriye sunması.

  129. Thank you for all of the work on this website. My mum really loves doing investigations and it’s obvious why. We notice all relating to the powerful form you offer useful tricks by means of your web site and therefore foster contribution from the others on this point so our favorite simple princess is starting to learn a lot of things. Have fun with the rest of the year. You’re performing a fabulous job.

  130. Good blog! I truly love how it is easy on my eyes and the data are well written. I’m wondering how I could be notified when a new post has been made. I have subscribed to your RSS which must do the trick! Have a nice day!

  134. Tabela Modelleri, İhtiyacınıza göre tüm tabela modellerini ve fiyatlarını sizler için detaylı bir şekilde sıraladık. Tabela imalatı için bize ulaşın. İstanbul Genelinde tabela, tabelacı, reklam tabela, ışıklı Tabela, Reklam Tabela Modelleri, Tabela imalatı hizmeti olarak faaliyet vermektedir. Sitemizde zengin tabela modelleri bulabilirsiniz. Firmamız ışıklı tabela, ışıksız tabela, paslanmaz harf tabela, led tabela, totem tabela imalatı yapılmaktadır. https://www.tabelamodelleri.com/ Işıklı ve ışıksız reklam tabelaları markanızın görselliğini arttırır ve fark edilebilir olmanızı sağlar. Tabelacı tabela ışıklı tabela led tabela çatı tabelası hastane tabela otel tabela mağaza tabelası totem tabela tabela imalatı avm tabelası. Yeni bir işletme açmaya karar verdiniz ve tabelasını nasıl ve nerede yaptıracağınıza karar veremediniz mi? Tabelacı’nın yapacağı tasarımlar ve oluşturduğu görselleri iyi düzenleyip, firma veya kurumun kurumsal kimliğine uygun halde düzenleyerek müşteriye sunması.

  135. You can definitely see your expertise in the paintings you write. The world hopes for more passionate writers such as you who are not afraid to mention how they believe. At all times go after your heart. “There are only two industries that refer to their customers as users.” by Edward Tufte.

  138. Just want to say your article is as astonishing. The clarity in your post is simply excellent and i could assume you are an expert on this subject. Well with your permission allow me to grab your RSS feed to keep updated with forthcoming post. Thanks a million and please keep up the gratifying work.

  139. Hey! I know this is kinda off topic but I’d figured I’d ask. Would you be interested in trading links or maybe guest authoring a blog post or vice-versa? My website discusses a lot of the same topics as yours and I think we could greatly benefit from each other. If you are interested feel free to send me an e-mail. I look forward to hearing from you! Superb blog by the way!

  140. An interesting discussion is price comment. I think that it’s best to write extra on this subject, it might not be a taboo topic but typically individuals are not sufficient to talk on such topics. To the next. Cheers

  141. I don’t even know how I ended up here, but I thought this post was great. I do not know who you are but certainly you’re going to a famous blogger if you are not already 😉 Cheers!

  146. Hello, i read your blog occasionally and i own a similar one and i was just curious if you get a lot of spam comments? If so how do you reduce it, any plugin or anything you can recommend? I get so much lately it’s driving me crazy so any support is very much appreciated.

  151. Hey, I think your blog might be having browser compatibility issues. When I look at your blog in Safari, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, wonderful blog!

  152. Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

  157. you are in reality a just right webmaster. The site loading speed is incredible. It sort of feels that you’re doing any distinctive trick. Moreover, The contents are masterpiece. you have done a wonderful job in this subject!

  158. The next time I read a blog, I hope that it won’t disappoint me just as much as this one. I mean, I know it was my choice to read through, but I actually thought you’d have something helpful to say. All I hear is a bunch of whining about something that you can fix if you were not too busy seeking attention.

  160. An outstanding share! I have just forwarded this onto a friend who had been conducting a little homework on this. And he actually bought me dinner because I stumbled upon it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending time to talk about this matter here on your web page.

  161. When I originally commented I appear to have clicked on the -Notify me when new comments are added- checkbox and now each time a comment is added I recieve 4 emails with the exact same comment. Is there an easy method you can remove me from that service? Thanks.

  164. You can certainly see your expertise in the paintings you write. The sector hopes for even more passionate writers like you who are not afraid to mention how they believe. At all times go after your heart. “He never is alone that is accompanied with noble thoughts.” by Fletcher.

  165. One thing is the fact one of the most widespread incentives for making use of your cards is a cash-back and also rebate present. Generally, you will get 1-5% back upon various acquisitions. Depending on the credit cards, you may get 1% back on most expenses, and 5% back on purchases made on convenience stores, gasoline stations, grocery stores and ‘member merchants’.

  167. Hello would you mind sharing which blog platform you’re using? I’m going to start my own blog soon but I’m having a difficult time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design seems different then most blogs and I’m looking for something completely unique. P.S Sorry for being off-topic but I had to ask!

  168. hello!,I really like your writing very so much! proportion we keep up a correspondence more about your article on AOL? I require a specialist on this space to resolve my problem. Maybe that’s you! Looking ahead to look you.

  169. After looking at a number of the blog articles on your web site, I seriously like your technique of blogging. I bookmarked it to my bookmark site list and will be checking back soon. Please visit my web site too and let me know your opinion.

  171. Somebody necessarily help to make seriously posts I might state. That is the very first time I frequented your web page and to this point? I surprised with the analysis you made to make this particular publish extraordinary. Wonderful task!

  175. I loved as much as you will receive carried out right here. The sketch is tasteful, your authored material stylish. nonetheless, you command get got an edginess over that you wish be delivering the following. unwell unquestionably come further formerly again since exactly the same nearly a lot often inside case you shield this hike.

  177. Great ¡V I should certainly pronounce, impressed with your website. I had no trouble navigating through all the tabs and related information ended up being truly simple to do to access. I recently found what I hoped for before you know it in the least. Reasonably unusual. Is likely to appreciate it for those who add forums or something, website theme . a tones way for your client to communicate. Nice task..

  178. Oh my goodness! Incredible article dude! Many thanks, However I am experiencing difficulties with your RSS. I don’t know why I can’t subscribe to it. Is there anyone else having similar RSS problems? Anyone who knows the answer can you kindly respond? Thanx.

  182. An outstanding share! I have just forwarded this onto a coworker who has been doing a little research on this. And he in fact bought me dinner due to the fact that I stumbled upon it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanx for spending some time to talk about this matter here on your web site.

  185. This design is spectacular! You most certainly know how to keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Wonderful job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

  187. Thanks for your thoughts. One thing I’ve got noticed is banks and also financial institutions know the spending behavior of consumers as well as understand that most of the people max out there their real credit cards around the breaks. They prudently take advantage of this particular fact and start flooding a person’s inbox along with snail-mail box by using hundreds of 0 APR card offers soon after the holiday season finishes. Knowing that if you’re like 98% of all American public, you’ll get at the chance to consolidate consumer credit card debt and shift balances to 0 interest rate credit cards.

  188. I seriously love your website.. Pleasant colors & theme. Did you create this site yourself? Please reply back as I’m trying to create my own blog and want to learn where you got this from or just what the theme is called. Cheers.

  193. Thank you so much for providing individuals with an extraordinarily breathtaking chance to check tips from here. It is always very excellent plus jam-packed with a good time for me and my office acquaintances to visit your blog at the very least three times in 7 days to see the latest guides you have got. And lastly, I’m certainly impressed with all the exceptional tactics served by you. Certain 2 areas in this article are particularly the most suitable we’ve had.

  197. I’m not sure why but this web site is loading incredibly slow for me. Is anyone else having this issue or is it a problem on my end? I’ll check back later on and see if the problem still exists.

  198. I absolutely love your blog and find nearly all of your post’s to be just what I’m looking for. Would you offer guest writers to write content for you? I wouldn’t mind writing a post or elaborating on many of the subjects you write regarding here. Again, awesome weblog!

  199. This design is incredible! You definitely know how to keep a reader amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Excellent job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

  200. Nice read, I just passed this onto a colleague who was doing a little research on that. And he just bought me lunch as I found it for him smile Therefore let me rephrase that: Thank you for lunch!

  201. certainly like your web-site but you need to check the spelling on several of your posts. A number of them are rife with spelling problems and I find it very troublesome to tell the truth nevertheless I’ll surely come back again.

  204. Good ¡V I should certainly pronounce, impressed with your site. I had no trouble navigating through all tabs and related information ended up being truly simple to do to access. I recently found what I hoped for before you know it at all. Reasonably unusual. Is likely to appreciate it for those who add forums or something, site theme . a tones way for your customer to communicate. Excellent task..

  205. I do trust all of the ideas you’ve presented for your post. They’re really convincing and will definitely work. Still, the posts are very brief for beginners. May just you please lengthen them a bit from next time? Thank you for the post.

  209. Thanks for enabling me to attain new suggestions about personal computers. I also have belief that one of the best ways to help keep your laptop in perfect condition is a hard plastic material case, and also shell, that fits over the top of your computer. Most of these protective gear will be model specific since they are manufactured to fit perfectly in the natural casing. You can buy all of them directly from owner, or from third party places if they are readily available for your notebook computer, however not all laptop can have a covering on the market. All over again, thanks for your guidelines.

  239. Good – I should definitely pronounce, impressed with your web site. I had no trouble navigating through all the tabs and related info ended up being truly simple to do to access. I recently found what I hoped for before you know it in the least. Quite unusual. Is likely to appreciate it for those who add forums or anything, site theme . a tones way for your customer to communicate. Nice task.

  252. What i do not understood is in fact how you are no longer really a lot more neatly-preferred than you might be now. You’re very intelligent. You understand thus considerably relating to this subject, produced me for my part consider it from numerous numerous angles. Its like women and men are not involved unless it¡¦s something to accomplish with Woman gaga! Your own stuffs excellent. At all times take care of it up!

  261. My coder is trying to convince me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using WordPress on various websites for about a year and am nervous about switching to another platform. I have heard good things about blogengine.net. Is there a way I can import all my wordpress posts into it? Any kind of help would be greatly appreciated!

  262. I would like to thank you for the efforts you’ve put in writing this site. I’m hoping the same high-grade site post from you in the upcoming as well. Actually your creative writing skills has inspired me to get my own site now. Really the blogging is spreading its wings quickly. Your write up is a good example of it.

  263. This is very fascinating, You are an overly skilled blogger. I have joined your rss feed and look ahead to searching for extra of your fantastic post. Also, I’ve shared your web site in my social networks!

  276. Today, taking into consideration the fast way of life that everyone leads, credit cards have a huge demand in the economy. Persons from every field are using the credit card and people who are not using the credit cards have made arrangements to apply for one in particular. Thanks for revealing your ideas in credit cards.

  285. What i do not realize is actually how you’re now not actually a lot more well-liked than you might be now. You’re very intelligent. You understand therefore considerably in relation to this matter, produced me for my part consider it from a lot of varied angles. Its like women and men don’t seem to be involved except it is one thing to accomplish with Lady gaga! Your personal stuffs excellent. Always maintain it up!

  312. It’s appropriate time to make some plans for the future and it’s time to be happy. I’ve read this post and if I could I desire to suggest you some interesting things or suggestions. Perhaps you can write next articles referring to this article. I desire to read more things about it!

  326. Wonderful site you have here but I was curious about if you knew of any user discussion forums that cover the same topics talked about in this article? I’d really like to be a part of online community where I can get comments from other experienced people that share the same interest. If you have any recommendations, please let me know. Many thanks!

  340. The wind is blowing my hair softly, and the leaves are gently floating beside you. Looking at the blue sky, sitting on the green grass, so warm and harmonious. I really want to stop this moment and let us be happy together for a lifetime!

  345. I’ll right away seize your rss as I can’t in finding your email subscription link or e-newsletter service. Do you’ve any? Kindly let me recognise so that I may subscribe. Thanks.

  346. Great beat ! I wish to apprentice while you amend your web site, how could i subscribe for a blog site? The account aided me a acceptable deal. I had been tiny bit acquainted of this your broadcast provided bright clear idea

  349. I’m just commenting to make you know of the perfect encounter our girl enjoyed checking your site. She mastered too many details, with the inclusion of what it is like to possess an excellent helping spirit to make others effortlessly fully understand a number of extremely tough topics. You actually did more than visitors’ expectations. Thank you for coming up with these practical, trusted, explanatory as well as cool thoughts on your topic to Janet.

  352. L’UFCM a constaté depuis quelques mois l’accroissement des tromperies à la « roqya ». Les témoignages de personnes victimes de ces pratiques se multiplient et présentent les mêmes caractéristiques : « Une personne vous appelle et vous propose une séance de « roqya » gratuite. Cette personne vous propose de rappeler un numéro prétendu gratuit, souvent un numéro commençant par 0 800… » Mais, dans les faits, cette prestation est loin d’être gratuite, puisque la conversation est facturée à vos frais et à votre insu. Au-delà de l’aspect juridique qui est traité à ce jour par le pôle juridique de l’UFCM[1], ce procédé soulève la problématique de sa conformité au Coran et à la Sunna. En effet, la « roqya » peut se définir comme une thérapie qui permet de soigner les actes de sorcellerie, de mauvais œil et également de se protéger contre ces derniers. Par conséquent, est-il possible de la pratiquer par téléphone et quelles sont les exigences édictées par le Coran et la Sunna ? Nous présenterons ainsi successivement les conditions liées au soignant (I), les exigences relatives à l’environnement où est réalisée la « roqya » (II). Nous aborderons ensuite la question de la gratuité de la prestation ou de sa contrepartie financière et enfin les conditions dans laquelle elle est réalisée (III). I- Les conditions liées au soignant Souvent la « roqya » est perçue comme une pratique dispensée par un tiers. Or, il est essentiel de rappeler et de souligner un fait important : la meilleure des « roqya » est celle que nous dispensons nous-mêmes à travers le « dhikr » et la récitation du Coran. Ainsi, pour se prémunir des maux liés au mauvais œil ou à la sorcellerie, il convient régulièrement de lire le Coran et faire des invocations notamment celles du matin et du coucher, de réciter régulièrement la sourate « La vache », de renouveler son intention, de placer la certitude dans son cœur, d’effectuer ses prières etc., et surtout de demander à Allah la meilleure des protections. Toutefois, dans certaines conditions, il est nécessaire de recourir à un soignant. C’est à ce stade qu’il convient d’être vigilant. Il ne suffit pas de se rendre auprès d’une personne qui se présente avec la qualité de cheikh ou d’imam pour accepter de lui confier cette pratique. Comme pour tout procédé et encore plus lorsque cela relève de considérations religieuses, il est important de bien choisir son soignant car ce dernier est tenu de posséder des qualités bien affirmées. La maîtrise du Coran et des traditions prophétiques en la matière est une condition sine qua none, mais insuffisante. La personne doit également avoir des notions de psychologie afin de déterminer la part de sorcellerie et celle de troubles psychologiques fréquents chez les patients. La personne doit posséder une bonne hygiène de vie, notamment spirituelle puisqu’il n’est pas inutile de rappeler que le succès de la « roqya » dépend de Dieu. Ces critères sont difficilement évaluables, surtout par une personne qui est affectée par un mal-être, quelle que soit sa source. C’est pourquoi les proches doivent accompagner la personne dans la recherche d’un soignant qualifié et reconnu comme tel par des référents religieux de la localité (imam, responsables associatifs, etc.). De manière générale, le soignant doit posséder des qualités déterminées que nous pouvons synthétiser de la manière suivante. Il doit : être en capacité de lire le Coran, croire avec certitude au Coran, être empreint de piété, connaître les pièges et les caractéristiques du diable et des djinns, connaître la méthode prophétique de la « roqya », disposer de connaissances de base en psychologie, avoir la conviction que le succès de sa thérapie dépend de Dieu. A l’exception de la première exigence, il semble difficile de vérifier les autres conditions dans le cadre d’un entretien téléphonique avec une personne que nous n’avons jamais rencontrée, même si elle se présente sous le titre de « cheikh » ou d’un imam. Par conséquent, ces conditions soulignent une première limite quant au recours à la « roqya » par téléphone. Par ailleurs, à l’instar de tout médecin, le soignant doit, avant de prodiguer des conseils ou une médication, procéder à une consultation. Ainsi, un environnement adéquat est indispensable pour la réalisation d’une « roqya ». Il est enfin inconcevable qu’un médecin puisse vous affirmer par téléphone connaître votre maladie et attester pouvoir vous guérir. Vous auriez plus que des doutes sur ce prétendu médecin. II- Un environnement propice et la réalisation d’une consultation préalable à la réalisation d’une « roqya » Il est intéressant de noter que, dans son ouvrage « Comment se protéger des djinns & satan », Wahîd ‘Abdussalâm Bâli évoque l’importance du climat pour réaliser une roqya[2]. Ainsi, il expose les points suivants : « 1. Préparer le climat adéquat en faisant par exemple sortir les images et les statues de la pièce où on va soigner le malade, pour permettre aux anges d’y entrer. 2. Débarrasser le sujet de tout ce qu’il peut porter sur lui comme talismans ou amulettes et les brûler. 3. Éteindre tout ce qui peut émettre le son de la musique et des chants. 4. Vider le lieu de tout ce qui comporte une infraction à la shari‘a à savoir, par exemple, la présence d’un homme qui porte de l’or ou une femme qui ne porte pas le voile légal – al-hijab. 5. Donner au malade et à sa famille une leçon de dogme de façon à ce que leurs cœurs ne soient pas attachés à un autre qu’Allah. 6. Leur faire savoir que la façon de soigner est différente de celle des sorciers et des charlatans et que le Coran recèle guérison et miséricorde, comme l’a informé Allah le Puissant et le Majestueux. 7. Diagnostiquer son cas : pour cela poser des questions au malade pour s’assurer de la présence de tous les symptômes (…) ». Or, dans les témoignages communiqués, l’interlocuteur qui se présente comme soignant ne pose aucune question aux personnes. Il débute ainsi la « roqya » directement par une récitation du Coran. En outre, il est intéressant de souligner que dans l’un des témoignages communiqués à l’UFCM, l’interlocuteur demandait à la personne de remplir successivement des verres de lait, d’huile, d’eau etc. et de les poser par la suite sur la table de la salle à manger. Au point que la personne s’est retrouvée avec une multitude de verres posés sur la table. Le comble est que la personne ignorait ce qu’elle devait en faire lorsqu’elle a pris conscience de la tromperie. Nous constatons par conséquent qu’une « roqya » ne peut être réalisée dans un environnement quelconque. En effet, une procédure de diagnostic est essentielle. Nous pouvons à titre d’exemple faire le parallèle avec un rendez-vous chez le médecin ; ce dernier ne peut vous prescrire une ordonnance sans au préalable vous avoir ausculté et interrogé sur les différents symptômes que vous ressentez physiquement. A défaut, au lieu de guérir vous allez aggraver vos maux. Cette attitude vigilante du médecin traitant doit se retrouver lorsque nous envisageons le recours à une « roqya ». Pour illustrer ce propos, nous citerons l’exemple de l’anthropologue, spécialiste de l’islam européen, Farid El Asri, chercheur associé au Centre Jacques Berque, qui nous rapporte une situation alarmante suite à une « roqya » : « Une jeune femme en Belgique (…) est morte suite à une tentative d’exorcisme. Pendant les séances, les fkihs (imams) utilisent normalement de l’eau « coranisée ». Pour cette jeune femme, prétendument stérile, les exorcistes ont carrément plongé son visage dans l’eau et quand elle tentait d’en sortir pour respirer, les guérisseurs estimaient qu’il s’agissait du jinn qui l’habitait et ils replongeaient son visage dans l’eau. Pendant le procès, la famille de la défunte s’est présentée comme musulmane et a accusé ces pratiques d’être extérieures à l’islam quand les guérisseurs estimaient qu’ils avaient simplement fait ce qu’ils pouvaient. Le fait de recourir trop systématiquement au fkih risque également de faire passer une crise d’épilepsie, par exemple, pour une crise de possession. »[3] Nous allons aborder enfin la dernière problématique, celle relative aux honoraires du soignant. III- Les honoraires du soignant Le Prophète, bénédictions et salut sur lui, « a agréé les Compagnons qui ont été payés pour la roqya ». Il est dès lors autorisé de rémunérer un soignant en contrepartie d’une prestation. Toutefois, cette rémunération doit être raisonnable et surtout clairement définie avant le traitement. En outre, nous ne pouvons que souligner et rappeler que, si la roqya est réalisée dans un cadre sérieux, il convient de procéder à toutes les déclarations administratives. Comme pour tout contrat, vous devez exiger un document écrit et le praticien doit préciser quels sont ses engagements exacts afin d’éviter tout litige postérieur. Malheureusement, tous les témoignages transmis à l’UFCM soulignent que l’interlocuteur insiste à plusieurs reprises sur la gratuité de la prestation. Or, dans les faits, cette dernière est payante puisque le coût de la communication est surtaxé. Ainsi, l’une des victimes qui nous a contacté, s’est retrouvée avec une facture téléphonique (hors forfait) de 1800 euros. Par conséquent, nous constatons que ces « roqyas » gratuites sont fondées sur la technique dite du « call-back » qui consiste à amener une personne à rappeler un numéro surtaxé, information qui lui est bien évidemment dissimulée. Une « roqya » peut être payante à condition de respecter un cadre prédéterminé, fondé sur l’information et la transparence des honoraires. En conclusion A la lumière des développements susvisés, l’UFCM appelle d’une part à une régulation du métier de la pratique de la « roqya », d’autre part, à la vigilance de chacun à ne pas céder à la tentation d’une « roqya » qui ne serait pas réalisée dans les conditions requises et qui pourrait produire des effets inverses. Au-delà du cadre spirituel ou juridique, les divers témoignages reçus et étudiés par l’UFCM ne peuvent pas nous laisser indifférents à la question suivante : pourquoi des personnes sont-elles amenées à accepter aussi facilement une « roqya » par téléphone ? Est-ce la gratuité qui a déterminé leur choix ? Certes le mal-être produit par cette société est de plus en plus grand. Nous vivons une époque où les êtres sont de plus en plus coupés des signes de Dieu et vivent un rythme de vie effréné. Ces affaires sont révélatrices des maux les plus profonds qui touchent la communauté musulmane. Par ailleurs, comme l’ensemble des rites islamiques (hajj, halal, pompes funèbres) censés nous rappeler les limites qui déterminent la voie vers Dieu, nous constatons que leur marchandisation trahit de plus en plus leur vocation première. Suffit-il qu’un interlocuteur se présente à nous comme un « cheikh » ou un imam et qu’il nous propose une « roqya » gratuite pour l’accepter aussitôt Ne devrions-nous pas tous nous interroger sur le fait qu’il y ait des musulmanes et des musulmans aussi isolés et aussi ignorants de leur propre religion pour être trompés aussi facilement ? Sommes-nous devenus si dépendants des Hommes que nous en oublions de nous adresser directement à Dieu pour solutionner nos malaises ? Autant de questions que chacun d’entre nous a la responsabilité de se poser. En effet, aucun de nous ou de nos proches ne sont à l’abri d’une telle tromperie. Il convient enfin de rappeler que la « roqya » est un remède précis et qu’elle ne peut se faire que sous certaines conditions et surtout qu’elle demeure l’exception à la règle, qui est de toujours s’adresser directement à Dieu. Avant de recourir à une « roqya », il convient de faire une introspection sur ses propres pratiques cultuelles et de revenir.

  354. Great work! This is the kind of information that should be shared around the net. Disgrace on the seek engines for not positioning this submit higher! Come on over and consult with my web site . Thank you =)

  361. Hello! I could have sworn I’ve been to this blog before but after checking through some of the post I realized it’s new to me. Anyways, I’m definitely glad I found it and I’ll be book-marking and checking back frequently!

  362. My wife and i ended up being absolutely comfortable when Raymond could complete his analysis from the ideas he got from your web site. It is now and again perplexing to just find yourself giving out tips that many many others could have been making money from. And we fully grasp we now have the writer to be grateful to for this. These explanations you’ve made, the easy website navigation, the friendships your site help instill – it’s many awesome, and it is aiding our son and our family understand that subject is thrilling, which is certainly very pressing. Many thanks for all the pieces!

  363. Thanks for your own hard work on this blog. Debby really loves setting aside time for investigations and it’s easy to see why. All of us notice all concerning the powerful method you give very helpful tactics on your blog and invigorate response from other individuals on the article while our own princess is actually learning a lot. Enjoy the remaining portion of the year. You have been doing a first class job.

  364. I was recommended this blog by my cousin. I am not sure whether this post is written by him as no one else know such detailed about my problem. You’re wonderful! Thanks!

  367. The root of your writing whilst sounding agreeable initially, did not sit properly with me personally after some time. Someplace within the sentences you actually managed to make me a believer but just for a while. I however have got a problem with your leaps in logic and one would do well to fill in those breaks. When you actually can accomplish that, I would undoubtedly end up being impressed.

  371. Great blog here! Additionally your web site a lot up very fast! What host are you the usage of? Can I get your affiliate hyperlink to your host? I wish my website loaded up as quickly as yours lol

  373. Thanks for the sensible critique. Me & my neighbor were just preparing to do a little research on this. We got a grab a book from our area library but I think I learned more from this post. I am very glad to see such fantastic information being shared freely out there.

  374. Have you ever considered publishing an ebook or guest authoring on other blogs? I have a blog based upon on the same ideas you discuss and would love to have you share some stories/information. I know my visitors would appreciate your work. If you are even remotely interested, feel free to shoot me an email.

  375. Thanks for your article on the vacation industry. I might also like contribute that if your senior thinking about traveling, it can be absolutely imperative that you buy travel insurance for retirees. When traveling, golden-agers are at greatest risk of having a professional medical emergency. Having the right insurance coverage package for the age group can protect your health and provide you with peace of mind.

  379. The other day, while I was at work, my sister stole my iphone and tested to see if it can survive a 40 foot drop, just so she can be a youtube sensation. My apple ipad is now broken and she has 83 views. I know this is completely off topic but I had to share it with someone!

  380. Magnificent beat ! I would like to apprentice while you amend your web site, how can i subscribe for a blog website? The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright clear concept

  387. My spouse and i have been very happy when John could carry out his research with the ideas he acquired in your blog. It is now and again perplexing just to happen to be giving out concepts which many people have been making money from. We really take into account we’ve got you to thank for that. The most important explanations you’ve made, the easy blog menu, the friendships your site assist to create – it’s got most overwhelming, and it is helping our son in addition to the family know that this article is entertaining, which is very pressing. Thanks for all the pieces!

  388. Great work! This is the type of information that should be shared around the net. Shame on Google for not positioning this post higher! Come on over and visit my web site . Thanks =)

  400. Somebody essentially assist to make seriously posts I’d state. That is the very first time I frequented your website page and so far? I surprised with the analysis you made to create this actual publish incredible. Wonderful activity!

  414. I would like to thnkx for the efforts you’ve put in writing this web site. I am hoping the same high-grade site post from you in the upcoming also. In fact your creative writing abilities has inspired me to get my own site now. Really the blogging is spreading its wings quickly. Your write up is a good example of it.

  417. Great post here. One thing I would really like to say is always that most professional job areas consider the Bachelor Degree as the entry level requirement for an online certification. Whilst Associate Certification are a great way to begin, completing the Bachelors uncovers many entrances to various professions, there are numerous internet Bachelor Diploma Programs available coming from institutions like The University of Phoenix, Intercontinental University Online and Kaplan. Another concern is that many brick and mortar institutions present Online types of their degree programs but generally for a greatly higher fee than the organizations that specialize in online course plans.

  431. I just like the helpful info you provide in your articles. I will bookmark your blog and test once more right here regularly. I am fairly sure I’ll be informed lots of new stuff proper right here! Good luck for the next! viagra for sale

  432. An impressive share, I just given this onto a colleague who was doing a bit of analysis on this. And he in reality bought me breakfast as a result of I found it for him.. smile. So let me reword that: Thnx for the deal with! However yeah Thnkx for spending the time to debate this, I feel strongly about it and love studying more on this topic. If attainable, as you grow to be expertise, would you mind updating your blog with extra particulars? It’s highly useful for me. Massive thumb up for this weblog post!

  514. Awesome blog you have here but I was wondering if you knew of any community forums that cover the same topics discussed in this article? I’d really love to be a part of community where I can get suggestions from other experienced people that share the same interest. If you have any suggestions, please let me know. Kudos!|

  540. Cami Halıları estetik rahat ve hijyenik olmalıdır. Renkler dikkat dağıtmamalı, desenler göz yormamalıdır. Bununla beraber desenleri, modelleri, üretildikleri malzemeler ve fiyatları da önemlidir. Binlerce insana hitap edip, onların maneviyatla doldukları anda bu bütünlüğünü bozmayacak özelliklere sahip olması ve amacına uygun şekilde dekore edilmesi gerekmektedir. Desenler ve motifler kültürlere göre farklılıklar gösterse de dini olarak herhangi bir rahatsızlık vermemelidir.Çok fazla insanın uğrak yeri olan camilerin halıları hem hijyenik hem de dayanıklı olmalıdır. Kolay temizlenmesi açısından parça parça olması uygundur. Tüm bunların yanı sıra zemin yapısına uygun yumuşaklıkta ve kalınlıkta olmalıdır. Cami Halısı çeşitlerini görmek ve detaylı bilgi almak için ürünleri yerlerinde görebilirsiniz.

  545. link letou

    Hi there! This post couldn�t be written any better! Reading through this post reminds me of my previous roommate! He always kept talking about this. I will forward this article to him. Pretty sure he will have a good read. Thank you for sharing!

  547. All-on-4 Имплантация зубов цена под ключ в Москве 120000 руб – протезирование на 4 имплантахОрганизация корпоративного питания сотрудников — главное направление работыИмплантация зубов All-on-4 – популярная услуга в клинике доктора Сойфера. Качественное протезирование (Все-на-четырех) – гарантия лучшей цены под ключ! Реальные отзывы клиентов

  548. We’re a gaggle of volunteers and opening a new scheme in our community. Your website offered us with helpful information to work on. You’ve done a formidable job and our entire group might be grateful to you.|

  561. Hey! I could have sworn I’ve been to this blog before but after reading through some of the post I realized it’s new to me. Anyways, I’m definitely happy I found it and I’ll be bookmarking and checking back often!|

  562. Her işlemde olduğu gibi deneme bonusu için kullanıcıların üyelik yapması şart olmaktadır. Üyelik sonrasında deneme bonusu kullanım alanlarının güncel bilgilerini canlı destekten talep edebilmektedir. Bahis severlere sunulan deneme bonusu genellikle spor oyunları içinde futbol oyun tahminlerinde kullanılmaktadır. Ayrıca casino oyunlarında da n sık kullanılan bonuslar arasında yatırım bonusunda sonra deneme bonusu gelmektedir.

  563. Haben Sie Probleme mit den Rohren und verstopfen sie standig? Unsere Klempner werden Ihnen dabei helfen. Kontaktieren Sie uns bitte rohrreinigung arnsberg . …. Wir kommen in 10 Minuten nach dem Anruf an.

  567. Geleneksel Türk motiflerine bağlı kalınarak üretilen saf yün cami halısını çok farklı ve özel bir kalite ile üretmektedir. Yün cami halısı, doğal bir ham madde olan yünden üretildiğinden insan sağlığına ve çevreye hiçbir zararı yoktur. Yün cami halı desenleri, kışın sıcak tutar ve yazın terletmez. Havadaki nem kuruyunca üzerindeki nemi geri verir. Böylece serili bulunduğu ortamda doğal nem ayarı yapar. Yün cami halısı desenlerinde kullanılan yün, aşınmaya karşı dayanıklı olduğu için uzun yıllar boyunca verimli ve sağlıklı bir şekilde kullanılabilir. Yün cami halıları ayak ve diz kısımlarının uyguladığı baskılara dayanıklıdır. Herhangi bir görüntü bozukluğu yaşanmaz. Yün Cami Halı desenleri tarihi camilerin dokusu ve motiflerine uygun olarak özel olarak tasarlanıp. 0 Yerli Üretimdir.

  569. Sie haben Probleme mit dem Schloss und konnen die Tur Ihres Hauses oder Autos nicht offnen? Dann mussen Sie sich an einen Schlosser in Ihrer Stadt wenden. Bestellen Sie schlusseldienst bad neuenahr und er wird in naher Zukunft zu Ihnen kommen und Ihnen helfen, jedes Problem zu losen!

  570. Вам нужен автобокс или багажник на крышу вашего автомобиля. Покупайте в нашем интерент магазине багажник на рейлинги автомобиля купить по самой низкой цене.

  573. Синус-лифтинг в Москве – цена от 15000 руб под ключВы можете заказать услугу организации корпоративного питания сотрудников предприятия, работников или персонала фирмы в Москве и Московской области.Операция по синус-лифтингу! Стоматология Сойфер в Москве предлагает проведение открытого и закрытого синус лифтинга на верхней челюсти с максимальным комфортом для пациента
    Имплантация зубов All-on-4 – популярная услуга в клинике доктора Сойфера. Качественное протезирование (Все-на-четырех) – гарантия лучшей цены под ключ! Реальные отзывы клиентов

  576. Шукайте исполнителя чтобы SEO-продвижения чи SMM? ЧТО-ЧТО что ль для вас нужен копирайтер или таргетолог, хотя ваша милость неважный ( ведаете где его найти? Пишущий эти строки знаем решение. Сверху сайте https://media-monster.ru/ ваша милость сумеете подобрать исполнителя по низкой стоимости через 500 рублев! Выбирайте подходящего исполнителя равным образом исчежете являющийся личной собственностью шоу-бизнес в течение ТОПОТ!

  578. Haben Sie verstopfte Rohre? Dann brauchen Sie einen Klempner, der Ihnen hilft. Er arbeitet in ganz essen. Bestellen Sie klempner essen . Er wird innerhalb von 15 Minuten zu Ihnen kommen. Der Service kostet ab 13 Euro. Wir haben langjahrige Erfahrung.

  586. Özellikleri Su ile temizlenebilme özelliğine sahiptir. Kokusuzdur. Çabuk kuruma özelliği ile kullanışlıdır. ve temizlenmesi basittir. Temizlenmesi basittir. Çok çeşitli renk alternatifleri, desenleri bulunur. Yün Cami Halısı Geleneksel Türk motiflerine bağlı kalınarak üretilen saf yün cami halısını çok farklı ve özel bir kalite ile üretmektedir. Yün cami halısı, doğal bir ham madde olan yünden üretildiğinden insan sağlığına ve çevreye hiçbir zararı yoktur. Yün cami halı desenleri, kışın sıcak tutar ve yazın terletmez. Havadaki nem kuruyunca üzerindeki nemi geri verir. Böylece serili bulunduğu ortamda doğal nem ayarı yapar. Yün cami halısı desenlerinde kullanılan yün, aşınmaya karşı dayanıklı olduğu için uzun yıllar boyunca verimli ve sağlıklı bir şekilde kullanılabilir. Yün cami halıları ayak ve diz kısımlarının uyguladığı baskılara dayanıklıdır. Herhangi bir görüntü bozukluğu yaşanmaz. Yün Cami Halı desenleri tarihi camilerin dokusu ve motiflerine uygun olarak özel olarak tasarlanıp. 0 Yerli Üretimdir.

  589. You actually make it seem so easy with your presentation but I find this matter to be actually something which I think I would never understand. It seems too complicated and very broad for me. I am looking forward for your next post, I will try to get the hang of it!|

  600. 現場兒童色情片 活婴儿色情片 儿童色情 児童ポルノ 兒童色情 国产线播放免费人成视频播放 国产线播放免费人成视频播放 Ana SayfaHakkımızdaÜrünlerimizKalite BelgelerimizReferanslarımızBlogE-KatalogİletişimFrançaisEnglish Cami ve Yurt Halısı ModelleriCami ve Yurt Halısı Modelleri balksz-1-min 0 Kokusuz Yünden Üretilen Cami ve Yurt Halıları

  605. Samur Cami Halıları Hakkında Teknoloji Samur Cami Halıları son teknoloji ile donatılmıs fabrikalarımızda üretilmektedir. Yapısı Samur Cami Halıları antistatik ve antibakteriyeldir. Üretim Samur Cami Halıları kesinlikle tüy dökmeyen bir üretim teknolojisi ile üretilmektedir. Ve Samur Cami Halıları alev almazlar.Modeller