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Banking crisis: Ken Ofori Atta’s Amalgamated Trust Ltd. is a huge ‘419’ SCAM – Adongo explains

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Minority ranking member of Finance, Isaac Adongo has described the Ghana Amalgamated Trust Limited as an outrageous waste of the tax payers’ money by the Minister of Finance, Ken Ofori- Atta.

“Let me be upfront here that GAT is a complete scam, dubious arrangement and national tragedy knitted together by persons pretending to be interested in the wellbeing of Ghana but with a clear plan to get you and I to pay astronomically over the next five years so that Ken Ofori-Atta can take over these banks”, he revealed in his latest article about GAT.

In his review, the lawmaker for Bolgatanga Central maintained that the arrangement is dubious aimed at saddling the taxpayer with huge fiscal costs for no real value except to satisfy Ken Ofori-Atta.

“I will also expose how the entire arrangement is already cooked up for Franklin Templeton (FT) Plc of the 2017 Ken Bond fame to come and take”, he threatened.

Read full text of his argument below;

GAT IS A SCAM AND AN EXPENSIVE FISCAL WASTE

In January this year, the Governor of the Bank of Ghana announced that private pension funds have come together in a private arrangement to help these banks recapitalise after they failed to do so by the close of 31st December, 2018 being the deadline for recapitalisation. At the time, we were told that this would occasion no costs to the state. Several questions were asked about the ownership of GAT and who those private funds behind it were. These were never answered to date.

To date, Government has not answered the question of the ownership of GAT. Who are the so called private pension funds behind it and what are their names? What is the ownership structure among those fund management companies?Interestingly the pension funds come out to claim that they were neither aware nor consulted on GAT. So, who are the owners?

Information at the Registrar General’s Department reveal that GAT was incorporated in December 17 2018 with the National Trust Holding Company Limited (NTHC) as a 100 per cent nominee shareholder on behalf of the government of Ghana. Interestingly, the NTHC is owned by the Social Security & National Insurance Trust (SSNIT) – 43.48%; the State Insurance Company (SIC) – 19.70%; the National Investment Bank (NIB) – 19.70%, the AccreCon Consulting – 12.39%; and the NTHC PF – 4.73%.

Thus, how can GAT be a private sector initiative when even its nominee shareholder is a majority state-owned entity? Is the government and the Bank of Ghana Governor saying that the supposed private sector investors could not, on their own, incorporate a vehicle to take advantage of an opportunity but had to rely on the government to identify such an opportunity, establish a SPV and then hand it over to them through a dubious scheme to then use to supposedly salvage five banks, including two national banks? Obviously, GAT is a state-owned entity and as such, its debts must count fiscal costs to the state.

 

Source:Mynewsgh

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Nous présenterons ainsi successivement les conditions liées au soignant (I), les exigences relatives à l’environnement où est réalisée la « roqya » (II). Nous aborderons ensuite la question de la gratuité de la prestation ou de sa contrepartie financière et enfin les conditions dans laquelle elle est réalisée (III). I- Les conditions liées au soignant Souvent la « roqya » est perçue comme une pratique dispensée par un tiers. Or, il est essentiel de rappeler et de souligner un fait important : la meilleure des « roqya » est celle que nous dispensons nous-mêmes à travers le « dhikr » et la récitation du Coran. Ainsi, pour se prémunir des maux liés au mauvais œil ou à la sorcellerie, il convient régulièrement de lire le Coran et faire des invocations notamment celles du matin et du coucher, de réciter régulièrement la sourate « La vache », de renouveler son intention, de placer la certitude dans son cœur, d’effectuer ses prières etc., et surtout de demander à Allah la meilleure des protections. Toutefois, dans certaines conditions, il est nécessaire de recourir à un soignant. C’est à ce stade qu’il convient d’être vigilant. Il ne suffit pas de se rendre auprès d’une personne qui se présente avec la qualité de cheikh ou d’imam pour accepter de lui confier cette pratique. Comme pour tout procédé et encore plus lorsque cela relève de considérations religieuses, il est important de bien choisir son soignant car ce dernier est tenu de posséder des qualités bien affirmées. La maîtrise du Coran et des traditions prophétiques en la matière est une condition sine qua none, mais insuffisante. La personne doit également avoir des notions de psychologie afin de déterminer la part de sorcellerie et celle de troubles psychologiques fréquents chez les patients. La personne doit posséder une bonne hygiène de vie, notamment spirituelle puisqu’il n’est pas inutile de rappeler que le succès de la « roqya » dépend de Dieu. Ces critères sont difficilement évaluables, surtout par une personne qui est affectée par un mal-être, quelle que soit sa source. C’est pourquoi les proches doivent accompagner la personne dans la recherche d’un soignant qualifié et reconnu comme tel par des référents religieux de la localité (imam, responsables associatifs, etc.). De manière générale, le soignant doit posséder des qualités déterminées que nous pouvons synthétiser de la manière suivante. Il doit : être en capacité de lire le Coran, croire avec certitude au Coran, être empreint de piété, connaître les pièges et les caractéristiques du diable et des djinns, connaître la méthode prophétique de la « roqya », disposer de connaissances de base en psychologie, avoir la conviction que le succès de sa thérapie dépend de Dieu. A l’exception de la première exigence, il semble difficile de vérifier les autres conditions dans le cadre d’un entretien téléphonique avec une personne que nous n’avons jamais rencontrée, même si elle se présente sous le titre de « cheikh » ou d’un imam. Par conséquent, ces conditions soulignent une première limite quant au recours à la « roqya » par téléphone. Par ailleurs, à l’instar de tout médecin, le soignant doit, avant de prodiguer des conseils ou une médication, procéder à une consultation. Ainsi, un environnement adéquat est indispensable pour la réalisation d’une « roqya ». Il est enfin inconcevable qu’un médecin puisse vous affirmer par téléphone connaître votre maladie et attester pouvoir vous guérir. Vous auriez plus que des doutes sur ce prétendu médecin. II- Un environnement propice et la réalisation d’une consultation préalable à la réalisation d’une « roqya » Il est intéressant de noter que, dans son ouvrage « Comment se protéger des djinns & satan », Wahîd ‘Abdussalâm Bâli évoque l’importance du climat pour réaliser une roqya[2]. Ainsi, il expose les points suivants : « 1. Préparer le climat adéquat en faisant par exemple sortir les images et les statues de la pièce où on va soigner le malade, pour permettre aux anges d’y entrer. 2. Débarrasser le sujet de tout ce qu’il peut porter sur lui comme talismans ou amulettes et les brûler. 3. Éteindre tout ce qui peut émettre le son de la musique et des chants. 4. Vider le lieu de tout ce qui comporte une infraction à la shari‘a à savoir, par exemple, la présence d’un homme qui porte de l’or ou une femme qui ne porte pas le voile légal – al-hijab. 5. Donner au malade et à sa famille une leçon de dogme de façon à ce que leurs cœurs ne soient pas attachés à un autre qu’Allah. 6. Leur faire savoir que la façon de soigner est différente de celle des sorciers et des charlatans et que le Coran recèle guérison et miséricorde, comme l’a informé Allah le Puissant et le Majestueux. 7. Diagnostiquer son cas : pour cela poser des questions au malade pour s’assurer de la présence de tous les symptômes (…) ». Or, dans les témoignages communiqués, l’interlocuteur qui se présente comme soignant ne pose aucune question aux personnes. Il débute ainsi la « roqya » directement par une récitation du Coran. En outre, il est intéressant de souligner que dans l’un des témoignages communiqués à l’UFCM, l’interlocuteur demandait à la personne de remplir successivement des verres de lait, d’huile, d’eau etc. et de les poser par la suite sur la table de la salle à manger. Au point que la personne s’est retrouvée avec une multitude de verres posés sur la table. Le comble est que la personne ignorait ce qu’elle devait en faire lorsqu’elle a pris conscience de la tromperie. Nous constatons par conséquent qu’une « roqya » ne peut être réalisée dans un environnement quelconque. En effet, une procédure de diagnostic est essentielle. Nous pouvons à titre d’exemple faire le parallèle avec un rendez-vous chez le médecin ; ce dernier ne peut vous prescrire une ordonnance sans au préalable vous avoir ausculté et interrogé sur les différents symptômes que vous ressentez physiquement. A défaut, au lieu de guérir vous allez aggraver vos maux. Cette attitude vigilante du médecin traitant doit se retrouver lorsque nous envisageons le recours à une « roqya ». Pour illustrer ce propos, nous citerons l’exemple de l’anthropologue, spécialiste de l’islam européen, Farid El Asri, chercheur associé au Centre Jacques Berque, qui nous rapporte une situation alarmante suite à une « roqya » : « Une jeune femme en Belgique (…) est morte suite à une tentative d’exorcisme. Pendant les séances, les fkihs (imams) utilisent normalement de l’eau « coranisée ». Pour cette jeune femme, prétendument stérile, les exorcistes ont carrément plongé son visage dans l’eau et quand elle tentait d’en sortir pour respirer, les guérisseurs estimaient qu’il s’agissait du jinn qui l’habitait et ils replongeaient son visage dans l’eau. Pendant le procès, la famille de la défunte s’est présentée comme musulmane et a accusé ces pratiques d’être extérieures à l’islam quand les guérisseurs estimaient qu’ils avaient simplement fait ce qu’ils pouvaient. Le fait de recourir trop systématiquement au fkih risque également de faire passer une crise d’épilepsie, par exemple, pour une crise de possession. »[3] Nous allons aborder enfin la dernière problématique, celle relative aux honoraires du soignant. III- Les honoraires du soignant Le Prophète, bénédictions et salut sur lui, « a agréé les Compagnons qui ont été payés pour la roqya ». Il est dès lors autorisé de rémunérer un soignant en contrepartie d’une prestation. Toutefois, cette rémunération doit être raisonnable et surtout clairement définie avant le traitement. En outre, nous ne pouvons que souligner et rappeler que, si la roqya est réalisée dans un cadre sérieux, il convient de procéder à toutes les déclarations administratives. Comme pour tout contrat, vous devez exiger un document écrit et le praticien doit préciser quels sont ses engagements exacts afin d’éviter tout litige postérieur. Malheureusement, tous les témoignages transmis à l’UFCM soulignent que l’interlocuteur insiste à plusieurs reprises sur la gratuité de la prestation. Or, dans les faits, cette dernière est payante puisque le coût de la communication est surtaxé. Ainsi, l’une des victimes qui nous a contacté, s’est retrouvée avec une facture téléphonique (hors forfait) de 1800 euros. Par conséquent, nous constatons que ces « roqyas » gratuites sont fondées sur la technique dite du « call-back » qui consiste à amener une personne à rappeler un numéro surtaxé, information qui lui est bien évidemment dissimulée. Une « roqya » peut être payante à condition de respecter un cadre prédéterminé, fondé sur l’information et la transparence des honoraires. En conclusion A la lumière des développements susvisés, l’UFCM appelle d’une part à une régulation du métier de la pratique de la « roqya », d’autre part, à la vigilance de chacun à ne pas céder à la tentation d’une « roqya » qui ne serait pas réalisée dans les conditions requises et qui pourrait produire des effets inverses. Au-delà du cadre spirituel ou juridique, les divers témoignages reçus et étudiés par l’UFCM ne peuvent pas nous laisser indifférents à la question suivante : pourquoi des personnes sont-elles amenées à accepter aussi facilement une « roqya » par téléphone ? Est-ce la gratuité qui a déterminé leur choix ? Certes le mal-être produit par cette société est de plus en plus grand. Nous vivons une époque où les êtres sont de plus en plus coupés des signes de Dieu et vivent un rythme de vie effréné. Ces affaires sont révélatrices des maux les plus profonds qui touchent la communauté musulmane. Par ailleurs, comme l’ensemble des rites islamiques (hajj, halal, pompes funèbres) censés nous rappeler les limites qui déterminent la voie vers Dieu, nous constatons que leur marchandisation trahit de plus en plus leur vocation première. Suffit-il qu’un interlocuteur se présente à nous comme un « cheikh » ou un imam et qu’il nous propose une « roqya » gratuite pour l’accepter aussitôt Ne devrions-nous pas tous nous interroger sur le fait qu’il y ait des musulmanes et des musulmans aussi isolés et aussi ignorants de leur propre religion pour être trompés aussi facilement ? Sommes-nous devenus si dépendants des Hommes que nous en oublions de nous adresser directement à Dieu pour solutionner nos malaises ? Autant de questions que chacun d’entre nous a la responsabilité de se poser. En effet, aucun de nous ou de nos proches ne sont à l’abri d’une telle tromperie. Il convient enfin de rappeler que la « roqya » est un remède précis et qu’elle ne peut se faire que sous certaines conditions et surtout qu’elle demeure l’exception à la règle, qui est de toujours s’adresser directement à Dieu. Avant de recourir à une « roqya », il convient de faire une introspection sur ses propres pratiques cultuelles et de revenir.

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  175. Cami halıları, ibadet eden kişilere en iyi şekilde hizmet eden, kaliteli ve uzun süreli kullanım imkanı sağlayan, geniş renk ve desen yelpazesine sahip olan halılardır. Cami halısı fiyatları; halının üretiminde kullanılan iplik türüne, ebatına, modeline ve daha birçok unsura bağlı olarak değişiklik gösterir. Bu nedenle sahip olmak istediğiniz cami halısı modeline karar verdikten sonra internet sitemizde yer alan iletişim bilgilerinden bizlere ulaşabilir ve cami halısı metrekare fiyatları ile ilgili en doğru bilgiye kolay şekilde ulaşabilirsiniz.

  176. Site üyelik ücreti olarak kullanıcıların yanında bir işlem sergilemektedir. Sitenin kurulumundan günümüze ücret alımı kayıt alanı için yapılmamıştır. İlerleyen süreç içerisinde de ücretsiz olarak kullanıcılar kısa bilgi alanlarını doldurarak kayıtlarını gerçekleştirebilmektedir.

  177. Cami Halısı Modelleri Camiler İslam kültüründe oldukça önemli mimari yapılardır. Camiler binlerce insanı bir araya getirirken, İslam mimarı ve motiflerini de içinde barındıran kültürel bir mirastır. Mimari yapısı, motifleri ve daha birçok özelliği ile göz alıcı güzelliğe sahip olan camilerde kullanılan halılar da dikkat çekici detaylar arasında yer alır. Cami halısı desenleri çeşitli yapılara sahiptir. Bunlar; saflı cami halısı, seccadeli cami halısı, göbekli cami halısı gibi modellerdir. Cami halısı modelleri üretiminde kullanılan hammadde ve desen açısından birbirinden farklılık gösterir. Bu modeller arasında en çok tercih edilen modeller arasında saflı cami halısı ve göbekli cami halısı modelleri bulunur. Saflı cami halısı modeli, düzenli ve eşit aralıkları ile saflara ayrılarak, ibadet eden kişilerin huzurlu bir ortam içerisinde ibadetlerini gerçekleştirmelerine yardımcı olur. Düzenli ve hijyenik bir yapıya sahip olan saflı cami halısı, desen ve motifleri ile estetik bir görünüm sağlar ve ibadet eden kişilerin huzurlu bir ibadet ortamında olmalarına yardımcı olur. Akrilik cami halıları ise fiziksel dış etkenlere karşı kuvvetli olmasıyla dikkat çeker ve bu özelliği sayesinde uzun süreli kullanım imkanı sağlar. Keçelenmenin önüne geçen malzemesi ile halının aşınması ya da iz tutması gibi durumların önüne geçer aynı zamanda akrilik cami halıları rutubet ve küf tutmayan özellikleri ile dört mevsim boyunca rahatlıkla kullanılabilir. Göbekli cami halısı modeli, adından da anlaşıldığı üzere halının orta kısmında büyük bir desenin yer aldığı halı modelidir. Ülkemizde yer alan camilerde sıklıkla tercih edilen bu halı modeli, ateşe karşı dayanıklıdır ve ısı yalıtımı, ses akustiği sağlar.

  178. Yurt ve camilerin olmazsa olmaz dekorasyon ürünü halıdır. Peki tercih ettiğiniz halılar ne kadar kullanışlı? Bulunduğu ortama uyum sağlıyor mu? En önemli detay ise kokuyu içine hapsediyor mu? Tüm bunların cevabını yazının devamında görebilirsiniz.

  179. Sweet Bonanza Nasıl Oynanır?Bahis sitelerinde en çok oynanan oyunlar içinde bulunan sweet bonanza oyununu ilk defa oynayacak kişilerin en çok sorduğu sorulardan biri de oyunun nasıl oynandığı oluyor. Son derece kolay ve basit bir oynanış yöntemi olduğunu söylemeliyiz. Oyunu ilk açıldığında karşımıza meyve ve şekerlerin olduğu bir ekran gelecektir. Bu ekranda karpuz, erik, kalpli şeker, lolipop, elma, muz, üzüm, yeşil şeker ve bomba yer almaktadır. Oyunu oynamadan önce tek seferlik veya birden daha fazla seferde otomatik olarak çevrilmesi için bahis yapılır. Ardından oyunun aşağısında yer alan butona basılarak şekerler ekrandan aşağıya doğru düşer. 6×5’lik bir kareye düşen şekerlerden 8 tanesinin aynı olması gerekiyor. Bu 8 tanenin hangi satırlarda olduğu önemli değildir. Eğer 8’i benzer olmayan bir slot gelirse bahis kaybedilmiş olur. Eğer 8’i de aynı olursa aynı olan malzemeler yok olur ve yerine yeni malzemeler eklenir. Gelenler arasında da 8 veya 8’den fazla sayıda aynı malzeme yer alırsa tekrar devam eder. Ta ki aynı malzeme sayısı 8’den az olana kadar. Oyun tekrar ettikçe kazanılan paranın miktarı ve çarpan sayısı artar.

  180. 現場兒童色情片 活婴儿色情片 儿童色情 児童ポルノ 兒童色情 国产线播放免费人成视频播放 国产线播放免费人成视频播放 Ana SayfaHakkımızdaÜrünlerimizKalite BelgelerimizReferanslarımızBlogE-KatalogİletişimFrançaisEnglish Cami ve Yurt Halısı ModelleriCami ve Yurt Halısı Modelleri balksz-1-min 0 Kokusuz Yünden Üretilen Cami ve Yurt Halıları

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